Budget Planner Calculator

It takes just 3 simple steps to find out how much more you can put away regularly to meet your goals sooner

1. Enter your current income and expenses in the amount column (in whole dollars)
2. Select the frequency that you spend or receive your money
3. Hit the calculate button to find out how much extra you could save (or if you are blowing your budget!!!)

You can try varying the amount you spend to see how it affects your savings dollars.

Remember - when you are finished with the planner today - print off a copy of your budget so that you can refer back to it next time.

Budget Items  Income  Amount Frequency  Monthly  Annual  Net salary/Wages (after- tax) $ Select Frq Weekly Fortnightly Monthly Annual $ $  Bonuses (after-tax) $ Select Frq Weekly Fortnightly Monthly Annual $ $  Dividends/Income from  Investments $ Select Frq Weekly Fortnightly Monthly Annual $ $  Interest $ Select Frq Weekly Fortnightly Monthly Annual $ $  Other $ Select Frq Weekly Fortnightly Monthly Annual $ $  Total Income   $ $      Expenditure  Amount Frequency  Monthly  Annual  Household Expenses  Rent/Mortgage $ Select Frq Weekly Fortnightly Monthly Annual $ $  Council Rates $ Select Frq Weekly Fortnightly Monthly Annual $ $  Water Rates $ Select Frq Weekly Fortnightly Monthly Annual $ $  Power and Heating $ Select Frq Weekly Fortnightly Monthly Annual $ $  Telephone $ Select Frq Weekly Fortnightly Monthly Annual $ $  Mobile Phone $ Select Frq Weekly Fortnightly Monthly Annual $ $  Internet Services $ Select Frq Weekly Fortnightly Monthly Annual $ $  Child Care $ Select Frq Weekly Fortnightly Monthly Annual $ $  School Fees $ Select Frq Weekly Fortnightly Monthly Annual $ $  Motor Vehicle/Transport $ Select Frq Weekly Fortnightly Monthly Annual $ $  Loan repayments $ Select Frq Weekly Fortnightly Monthly Annual $ $  Registration $ Select Frq Weekly Fortnightly Monthly Annual $ $  Insurance $ Select Frq Weekly Fortnightly Monthly Annual $ $  Petrol $ Select Frq Weekly Fortnightly Monthly Annual $ $  Maintenance/Repairs $ Select Frq Weekly Fortnightly Monthly Annual $ $  Other Transport Fares $ Select Frq Weekly Fortnightly Monthly Annual $ $  Other $ Select Frq Weekly Fortnightly Monthly Annual $ $  Food and Personal Expenses  Groceries $ Select Frq Weekly Fortnightly Monthly Annual $ $  Clothing $ Select Frq Weekly Fortnightly Monthly Annual $ $  Pharmacy $ Select Frq Weekly Fortnightly Monthly Annual $ $  Health (Doctor, Dentist  etc) $ Select Frq Weekly Fortnightly Monthly Annual $ $  Health Insurance $ Select Frq Weekly Fortnightly Monthly Annual $ $  Other Insurance (Life, Income  Protection) $ Select Frq Weekly Fortnightly Monthly Annual $ $  Entertainment $ Select Frq Weekly Fortnightly Monthly Annual $ $  Holidays $ Select Frq Weekly Fortnightly Monthly Annual $ $  Memberships (eg. Gym) $ Select Frq Weekly Fortnightly Monthly Annual $ $  Gifts $ Select Frq Weekly Fortnightly Monthly Annual $ $  Donations to Charity $ Select Frq Weekly Fortnightly Monthly Annual $ $  Current Regular Savings $ Select Frq Weekly Fortnightly Monthly Annual $ $  Regular Investments $ Select Frq Weekly Fortnightly Monthly Annual $ $  Other $ Select Frq Weekly Fortnightly Monthly Annual $ $  Total Expenditure     $ $        Additional money that you could save   $  $