

Welcome to the Commonwealth Bank’s 2002 Online Annual Report. Read here the
full financial
statements or download the PDF of the concise annual report.

Reporting for the Financial Year ending 30 June 1999 is available in two
formats: The Report to Shareholders - a 48 page colour document including
concise financial statements. The full annual report is a 164 page black and white document which includes
the disclosure requirements for both Australia and the United States Securities
and Exchange Commission (SEC).

The 1998 Annual Report has been printed in two formats: 1. The Report to Shareholders - a concise
version of the full Annual Report document. For this year the Report to
Shareholders consists of the first 48 pages of the full Annual Report. 2. The Full Annual Report - consisting of the
Report to Shareholders and the detailed financial statements of the
Commonwealth Bank.
The Report to Shareholders is available on-line in two sections.
The first section of the Report to Shareholders
contains: The second section of the Report to Shareholders
contains:
Download the detailed Financial Statements of the
Commonwealth Bank. By downloading these documents you will have all the information contained
in the Full Annual Report of the Bank.

We encourage the development of financial literacy skills for young Australians.
