Features
- Personal liability: the primary card holder takes personal responsibility
for all transactions on the account.
- Access an unsecured credit limit of up to $50,000 (based on eligibility
criteria).
- Enjoy up to 55 days interest-free on your purchases.
- Option of one additional cardholder.
- Both cards linked to the one account, with one credit limit, balance,
statement, and the same interest rate, so managing your cards is simple.
- Easily manage your card online with CommBiz or NetBank. Request online
statements, establish automated payments, order cards and change daily
withdrawal limits.
- Our Commonwealth
Awards Program offers one of the highest Awards points earn rates available
that you can redeem for a wide range of rewards including flights, hotels, gift
cards and more.
- Complimentary transit accident insurance up to $250,000 for
cardholders.
- Complimentary Unauthorised Transaction Insurance that protects you against
unauthorised transactions for up to $150,000 per annum.
- The latest secure chip technology embedded for extra protection against
fraud.
- Flexibility to pay with Pen
or PIN.
- Add your business name on your credit card beneath the cardholder’s
name.
- Our Rewarding
Business program offers a range of discounts on essential business
supplies.
- View our Personal
liability business cards comparison table for an overview of full
benefits.
Fees and charges
An annual fee and other standard fees and charges apply. For full details,
view our Personal
Liability Business Credit Card Standard Fees and Charges (PDF - 11kb).
Canstar Cannex Awards

The Commonwealth Bank has been honoured by the Canstar Cannex Business
Awards with a
5-star rating for outstanding value.
Apply now
Apply
online now and you could start using your card in as little as 10 working
days (based on credit approval). By taking personal responsibility for your
card, the application process is streamlined as there’s no need for you to
provide us with full business financials.
Alternatively, you can:
- Apply over the phone by calling 13 1998.
- Complete the contact
me form and one of our Business Bankers will call you at your preferred
date and time.
- Visit us in branch.
Important information
Applications for finance are subject to the Bank’s normal credit approval.
Full terms and conditions are included in our Letter of Offer. Bank fees and
charges may apply. As this advice has been prepared without considering your
objectives, financial situation or needs, you should, before acting on the
advice, consider its appropriateness to your circumstances. All products
mentioned on this web page are issued by the Commonwealth Bank of Australia.
View our Financial
Services Guide (PDF 59kb). View Terms and Conditions for Electronic
Banking (PDF 135kb), NetBank
and CommBiz
(PDF 325kb) and consider them before making any decision about these products.
View our Certificate
of Transit Accident Insurance (PDF).
The earning and redemption of Awards points are subject to Commonwealth
Awards Program Terms and Conditions. Points are earned on eligible
transactions (most purchases but not cash advances or balance transfers) and
are subject to points capping.
MasterCard and the MasterCard Brand Mark are registered trademarks of
MasterCard International Incorporated. American Express is a registered
trademark of American Express. This credit card program is issued and
administered by the Commonwealth Bank of Australia.