Business Liability Business Credit Card

A business credit card with business liability is ideal for any company looking to manage their everyday business expenses, where the company is responsible in full for all transactions and repayments. With the card you can easily pay for business purchases, without the need to carry cheques or petty cash. You also have the option to have up to two cardholders on the account.

Features

• The business is responsible for all transactions and balances owing on the card.
• A credit limit of up to $50,000 unsecured is available. Residential or commercial property security can increase your credit limit up to $100,000 (based on eligibility criteria).
• The option to select this card in combination with a complete business finance solution package. 
• Choose between a low rate or interest free days card:
  • Low-rate card. Gives you a lower interest rate, with no annual fee and no interest-free period. This is ideal for business owners who use their card for larger purchases or as a flexible source of short-term cash flow.
  • Interest-free days card. With up to 55 days interest free on purchases and an annual fee, you can avoid incurring interest provided you pay off your balance in full during the interest-free period. This is ideal if you use your card mainly as a short-term purchasing tool.

If you are interested in being personally responsible for your business credit card, you should consider a Personal Liability Business Credit Card.

Streamline your spending
Easy to use and manage, a Business Liability Business Credit Card allows you to keep track of your business expenses in a single, simple monthly account statement. It also allows you to manage your business funding with the option to pay a minimum amount each month or by clearing the balance.

Take control of cash flow
Monitor your balance and transfer money 24 hours a day with NetBank or CommBiz. With CommBiz, you can also perform a range of self service requests online, including: ordering a new card or PIN, changing card limits, and canceling or reissuing a card.

Carry with you a business credit card that is accepted all around the world
As part of the MasterCard® network, Commonwealth Bank business cards are accepted by over 32 million merchants around the world, including online and overseas purchases, phone payments, shopping, and most other payments. 

Pen or PIN – the choice is yours
Pen or PIN gives you the flexibility to pay for credit and charge card purchases in Australia by either keying in a PIN or signing your sales receipt.

Protect your business
Business travel is not risk-free, whether you’re going down the street or around the world. That’s why a Business Liability Business Credit Card comes with built-in protection. We’ve also incorporated the latest secure chip technology into your card, giving you extra protection against fraud.

Cardholders are automatically covered by Transit accident insurance up to $250,000. For full details please refer to the Certificate of Transit Accident Insurance (PDF).

Earn rewards
Rewarding Business is a unique Commonwealth Bank business card program that offers discounts on essential business supplies all year round. You don’t have to spend time and money accumulating and redeeming reward points - you’ll enjoy discounts straight away.

Business branded
Your business name will appear prominently on the card beneath the name of the cardholder, helping to strengthen your business brand.

Apply now

To apply for a Business Liability Business Credit Card, simply call us on 13 1998, or click the “contact me” button below and complete the form for one of our Business Bankers to call you at your preferred date and time.

• Important information
  As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.
  
  All products mentioned on this web page are issued by the Commonwealth Bank of Australia; view our Financial Services Guide (PDF 59kb). View Terms and Conditions for Electronic Banking (PDF 135kb), NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products.
  
  Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of offer. Bank fees and charges may apply.
  
  MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.