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Simplify your business life with a Business Low Rate credit card that gives
you a low, competitive interest rate with no annual fee. It’s designed for
small to medium businesses that are looking for a flexible source of short-term
cash flow or to make larger business purchases with a credit limit of up to
$50,000 (based on eligibility criteria).
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Features
- A low, competitive interest rate with no annual fee and no interest-free
period.
- Access an unsecured credit limit of up to $50,000 (based on eligibility
criteria).
- Higher credit limit of up to $100,000 for business liability where
residential or commercial property is provided as security (based on
eligibility criteria).
- Option of one additional cardholder.
- Easily manage your card online with CommBiz or NetBank. Request online
statements, establish automated payments, order cards and change daily
withdrawal limits.
- Choose between Personal or Business liability. Personal
liability is ideal for small businesses, including sole traders and
partnerships, where the primary card holder takes personal responsibility for
all transactions on the account. Business liability is ideal for
companies where the business is responsible in full for all transactions and
balances owing
on the card.
- Complimentary transit accident insurance up to $250,000 for
cardholders.
- The latest secure chip technology embedded for extra protection against
fraud.
- Flexibility to pay with Pen
or PIN.
- Add your business name on your credit card beneath the cardholder’s
name.
- Our Rewarding
Business program offers a range of discounts on essential business
supplies.
- View our Business
cards comparison table for a quick overview of full benefits.
Fees and charges
There is no annual fee; however other standard fees and charges apply. For
full details, view our Personal
Liability Business Credit Card Standard Fees and Charges (PDF - 11kb) or Business
Liability Business Credit Card Standard Fees and Charges (PDF - 11kb).
Apply now
If a Business Low Rate credit card with personal liability best suits your
business needs, you can easily apply
online now. You could start using your card in as little as 10 working days
(based on credit approval). By taking personal responsibility for your card,
the application process is streamlined as there’s no need for you to provide us
with full business financials.
Alternatively, if you are interested in a higher credit limit, or if you’d
like to request business liability for the account, you should consider a
Business Low Rate credit card with business liability. You can:
- Apply over the phone by calling 13 1998.
- Complete the contact
me form and one of our Business Bankers will call you at your preferred
date and time.
- Visit us in branch.
Important information
Applications for finance are subject to the Bank’s normal credit approval.
Full terms and conditions are included in our Letter of Offer. Bank fees and
charges may apply. As this advice has been prepared without considering your
objectives, financial situation or needs, you should, before acting on the
advice, consider its appropriateness to your circumstances. All products
mentioned on this web page are issued by the Commonwealth Bank of Australia.
View our Financial
Services Guide (PDF 59kb). View Terms and Conditions for Electronic
Banking (PDF 135kb), NetBank
and CommBiz
(PDF 325kb) and consider them before making any decision about these products.
View our Certificate
of Transit Accident Insurance (PDF).
