Agribusiness line of credit

The Agribusiness line of credit facility is specifically designed for agribusiness clients to assist with business expansion and investment.

Flexibility
The agribusiness line of credit accounts for the changing nature of your business. You can access funds within the approved limit without renegotiating the facility or contacting your agribusiness manager.

Control
You can better manage seasonal cash flow as the flexibility of the facility enables you to make repayments at your own pace and redraw funds up to the approved limit at any time.

Convenience
The facility combines lending and transactional capabilities in one easy-to-manage account. As funds are accessible electronically as well as via branches or by cheque, you can make withdrawals and pay bills whenever it suits - all without having to leave your property!

Value for money
The agribusiness line of credit is an interest-only facility with no set term (known as ‘evergreen’). The long-term debt facility offers competitive interest rates and a line fee payable on the approved limit. You can choose to have interest charged at intervals that suit you and capitalise your interest on the facility for up to two years (subject to approval and conditions).

• Important information about advice
  As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. View our Financial Services Guide (PDF 59kb).
  
  Other important information
  Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the loan offer. Bank fees and charges are payable. If you have a complaint, the Bank’s dispute resolution process can be accessed on 1800 805 605.