October 2010: Small Business News Alert

Bringing you the latest on the economy, business conditions and regulatory changes, all from a small business perspective, our Small Business News Alert is essential reading for every small business owner. Register now and each quarter you will receive unique insights from specialist teams across the Commonwealth Bank, plus tips on everything from cutting financing costs to taking advantage of new government tax concessions.

In this issue, we consider whether the outlook for retailers could be set to improve, despite a disappointing few months. We also discover which states are thriving and which are lagging, with results that could surprise you; despite the mining boom, Queensland is one of the underperformers, thanks to weak tourism spending.

We also bring you tips on managing currency risk at a time when the Australian dollar is nearing parity with the greenback, creating difficult conditions for exporters.

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In this issue

	Retail Spending Flat. After rebounding earlier in the year, retail spending slumped in June. But there are signs that the outlook for the third quarter could be brighter.  Read article...
	State of the States New research from CommSec’s latest State of the States report shows Western Australia powering ahead while Queensland struggles. Read article...
	Managing currency risk The June quarter saw a resurgence of volatility in currency markets, with the Australian dollar plunging 11 US cents before later recovering. For exporters and importers, that makes currency risk management essential. Read article...
	Women in focus Our new Women in Focus workshops are an opportunity for women entrepreneurs to hone their skills, network with other business owners, and be inspired by successful female business leaders. Read article…

• Important information. 
  We believe that the information in this News Alert is correct and any opinions, conclusions or recommendations are reasonably held or made at the time of its compilation, but no warranty is made as to accuracy, reliability or completeness. To the extent permitted by law, neither Commonwealth Bank of Australia ABN 48 123 123 124 nor any of its subsidiaries accept liability to any person for loss or damage arising from the use of the articles in this News Alert. The articles have been prepared without taking into account the objectives, financial situation or needs of any particular individual. For this reason, any individual should, before acting on the information in this News Alert, consider the appropriateness of the information to your circumstances by considering the terms and conditions of any product or service mentioned, and if necessary, seek appropriate professional advice