Commonwealth Portfolio Loan

A Commonwealth Portfolio Loan is a versatile, all-in-one loan that allows you to combine business, investment and personal borrowings in a flexible and easy-to-manage facility.

With a combined borrowing limit in place, you can setup multiple sub accounts, each with adjustable limits and fixed or variable interest rate options to suit your needs.   

Features

• Multiple borrowers under the one combined limit.
• Up to 12 sub-accounts per facility. Each facility must have at least one variable rate sub-account.
• Quick and easy reallocation of limits between sub-accounts without the need for new documentation.
• Choice of variable or fixed interest rate options on each sub-account. Fixed interest rates are available for up to 15 years.
• Convenient access to funds from your variable rate sub-account. Transact online with CommBiz or NetBank, over the phone, at ATMs, by cheque, or at any Commonwealth Bank branch.
• One consolidated loan statement that separates personal, investment and commercial borrowings to give you a complete picture of your financial position.

• Important information
  The advice on this website has been prepared without considering your objectives, financial situation or needs. You should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Full Terms and conditions for CommBiz and NetBank are available here or from any branch of the Commonwealth Bank. Commonwealth Bank of Australia ABN 48 123 123 124 Australian Credit Licence 234945.
  
  Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the loan offer. Bank fees and charges may apply.