Managing interest rate risk

Running a business inevitably requires a certain level of debt, and the loan repayments to service this debt are likely to be a significant part of your cost structure. Adverse movements in interest rates can have a serious impact on your bottom line.   To offset this risk, you can fix or cap your rate so your repayments become more stable each month, look at a interest rate collar so your variable rate stays within a known range, or employ a combination of these options.

Solutions for borrowers

Bill facility

This loan offers a range of repayment options to help you take care of short- and long-term financial needs. In addition, by attaching interest rate risk management solutions to the facility, you can protect your business from adverse interest rate movements and take advantage of positive fluctuations over an agreed period.

Solutions for investors

Our Flexi Bill Solutions for investors are interest rate risk management tools that help investors actively manage their interest rate risk through yield enhancement or risk reduction.

• Important information about advice
  As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.
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