Franchise Banking

Franchising has enabled many entrepreneurs to expand and develop their businesses within Australia and internationally. The Bank has a dedicated Franchise Banking team that exclusively serve franchisors and franchisees. This team is supported by all of the financial strength and expertise of one of the world’s strongest financial organisations, with market-leading solutions for every stage of the business lifecycle

We offer a range of specialist services and market leading online technology to meet all of a franchisee’s business and personal banking needs. Products and solutions include general finance solutions, transactional banking, asset finance, working capital, trade finance, risk management and investment advice, insurance and superannuation, and personal lending and investment opportunities. The Premium Service Centre acts as a “virtual branch” to assist with any day to day transactional banking requirements.

We may be able to offer preferential lending terms and competitive pricing on a range of services and solutions to our preferred franchise systems.

Offers for finance will at a minimum be secured by a fixed and floating charge of the franchise business, together with stakeholder guarantees.

Clients who request finance from the Bank need to demonstrate the ability to service and repay all facilities provided by the Bank within the term of the facility.

Financial covenants may be applied to finance, with profit & loss statement and balance sheet required at least annually.

• Important information about advice
  
  As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. View our Financial Services Guide (PDF 56kb).
  
  Applications subject to credit approval. Fees and conditions apply.