Important Information
Product Disclosure Statements, Terms and Conditions and Financial Services Guides
What is a Product Disclosure Statement, Terms and Conditions brochure and a Financial Services Guide?
A Product Disclosure Statement (PDS) or Terms and Conditions brochure is a
document (or group of documents) which describes a financial product or
service, including the features, benefits, cost and risks associated with that
product.
This page provides you with access to PDSs or Terms and Conditions which are
currently available electronically for products of the Commonwealth Bank Group,
along with the relevant Financial Services Guide.
Before you access and read a PDS or Terms and Conditions brochure, you should
read the Financial Services Guide (FSG). FSGs are intended to inform you about
the product provider and the services they provide, before they provide you
with financial advice. Note that some products, such as Home Loans and Credit
Cards, do not have a FSG.
Product Categories
Select the product category and locate the product name to view its PDS or
Terms and Conditions brochure, or click the link beside it for more
information.
Agribusiness Products
Broking Services
Cash Management Products
Credit Cards
Ecommcorporate
Electronic Banking
Foreign Exchange Services Products
Home Loan Accounts
Insurance Products
Investment Products
Risk Management Products
Superannuation Products
Transaction and Savings
Accounts
| Farm Management Deposit Account General Information and Terms & Conditions (PDF 2.53mb) | More information |
Broking Services top |
|
| Visit the CommSec website for Product Disclosure Statements and Financial Services Guide on Broking Services provided by Commonwealth Securities Limited (CommSec). |
| Premium Banking Account General Information and Terms &
Conditions (PDF 1.59mb)
Note: The Premium Banking Account has been quarantined as of Monday 2 May 2005. New accounts cannot be opened. |
Credit Cards top |
|
| Credit Cards Conditions of Use | |
| Commonwealth Awards Program Terms and Conditions | |
| Gold Credit Card and Platinum Credit Card - Complimentary Insurance and Guaranteed Pricing Cover |
Electronic Banking top |
|
| Electronic Banking General Information and Terms and Conditions brochure (PDF 244kb) | More information |
Foreign Exchange Services Products top
| Travellers Cheques (PDF 67kb) | More information |
Home Loan Accounts top
Insurance Products top
| Visit the CommInsure website for Product Disclosure Statements on Insurance products. |
Investment Products top
Visit the CommSec website for more Product Disclosure Statements on other Investment products.
Risk Management Products top
Superannuation Products top
| Financial Services Guide
Superannuation Savings Account PDS Superannuation Savings PDS Part 1 & Part 3 - General Information and Historical Interest Rates Superannuation Savings PDS Part 2 - Interest Rates on Investment Accounts Visit the Colonial First State website for Product Disclosure Statements and Financial Services Guide on Superannuation, Pension and Managed Investments products provided by Colonial First State Investments Limited. |
More information |
Transaction and Savings Accounts top
| Business Cheque Account General Information and Terms and Conditions brochure | More information |
| Visit the Personal Centre
website for more Product Disclosure Statements on other Cash Management
products or Transaction Products. |
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