Government legislation requires us to provide you with access to a comparison rate schedule before you proceed with your application.
A "comparison rate" is an attempt to express some of the costs of a loan into a single interest rate. These 'costs' include the interest rate, 'up-front' fees and charges and any on-going loan service fees.
The aim of the comparison rate is to help consumers make a more informed judgement of the costs of a loan, and in so doing, help them to compare various loan products and services offered by the various lending institutions.
Click 'View Schedule' for the type of loan for which you are applying.
|
Personal Loans |
Interest Rate p.a. |
Comparison Rate p.a. |
| Variable Rate Personal Loan | from 13.40% | 16.42% View Schedule * |
| Fixed Rate Personal Loan | from 13.80% | 16.81% View Schedule * |
| Fixed Rate Secured Loan | 10.80% | 11.83% View Schedule ^ |
* The comparison rate is calculated based on $10,000 over 3 years for an unsecured loan.
^ The comparison rate is calculated based on $30,000 over 5 years for a secured loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.