CommBank Kaching is a revolutionary iPhone app that has changed mobile banking and payments forever.
You can do your banking anywhere, anytime and also pay your friends using your mobile, email or Facebook contacts. You can
even make contactless payments.
Enjoy the convenience of using popular banking features on the go. Check your balance, view transactions and transfer money instantly between your Commonwealth Bank accounts. Also, with the Simple Balance feature, you can even check your balance without logging in.
Paying anyone is simple thanks to CommBank Kaching.
You can use your mobile, email or Facebook contacts to make a payment, or even transform your iPhone 4S or iPhone 4 into a
contactless payment solution. You can even pay a BPAY®biller.
You can take advantage of CommBank Kaching's handy features without sacrificing peace of mind. You can access CommBank Kaching with your NetBank password or set up a new 4 digit pin. CommBank Kaching gives you mobile money and provided you keep to the Terms & Conditions, you have the reassurance of our 100% security guarantee.
Bump is a new, easy way to pay a friend. Holding your phones, simply bump your handsets gently together. Your devices wirelessly and securely connect, ready to transfer money in an instant. Both iPhones must have CommBank Kaching installed.
Need to check your balance on the go? With CommBank Kaching, you can instantly find out how much you have to spend. Best of all, there’s no need to log in, just pull down the top of the login screen.
Want to top up your credit card to make a purchase? With CommBank Kaching you can view all of your Commonwealth Bank accounts and instantly transfer funds between them.
With CommBank Kaching, you can easily check the balances and transactions on all your Commonwealth Bank accounts so you'll always know where your finances are at.
Forgot to pay a bill? No Problem. You can easily make a BPAY® payment on the go with CommBank Kaching. Simply add a new BPAY® biller or select a biller from your BPAY® biller address book and make your payment.
Whether you're settling the bill for dinner or paying a friend back for concert tickets, sending money to friends is as easy as using your Facebook friends list.
Chipping in for a friend's present? Make a payment on the go by using your mobile contacts, your email contacts or by directly entering an email address.
Shop without cash or cards by transforming your iPhone 4S or iPhone 4 into a contactless payment solution. All you need is an iCarte case, available for purchase through the CommBank Kaching app. To pay wherever MasterCard® PayPass™ is accepted, just tap your iPhone.
The CommBank Kaching app is free to download from the App Store. Just search for 'CommBank Kaching'. Any fees and charges that apply to your account will continue to apply to transactions made using CommBank Kaching.
CommBank Kaching incorporates a range of measures which in combination deliver high standards of security to provide customers with peace of mind when making mobile payments. These include: strong customer authentication procedures; device-level security controls; robust monitoring; and the backing of our 100% security guarantee.
To make PayPas™ payments using your iPhone, you will need the following: Be registered for CommBank Kaching; Have an iPhone 4S or iPhone 4; Purchase an iCarte case (refer to "What is an iCarte case" below); and Have an eligible PayPass™ enabled Commonwealth Bank credit or debit MasterCard.
You make payments to anyone in your Facebook friends list that holds an Australian BSB and account number. Once you have made the payment you'll be provided with a unique Payment Code. You will need to pass on this code plus the amount of the payment to the recipient. To collect the payment, the recipient needs to visit https://www.commbank.com.au/collect.
An iCarte case is a NFC (Near Field Communication) reader/writer that allows PayPass™ payments to be made between your iPhone4s or iPhone 4 and a merchant with a PayPass™ enabled terminal. iCarte cases need to be purchased via the Kaching application.
Important information
You must be registered for NetBank with NetCode SMS to make payments and purchases using a mobile phone. Recipients of payments via mobile, Facebook and email need an Australian bank account to claim. A limit of $100 applies to contactless purchases without a PIN or signature at participating merchants. Subject to network provider coverage. Other conditions and fees apply.
In order to be able to perform contactless payments, customers need either an iPhone 4S or iPhone 4 equipped with an iCarte case. iCartes can be purchased through the Commbank Kaching app for $54.95 (including postage and handling).
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. Mastercard® PayPassTM and 'Tap & Go' are trademarks of MasterCard International Incorporated. BPAY® is a registered trademark of BPAY Pty Limited ABN 69 079 137 518.
Apple and iPhone, are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
The Bump name, logo, and hands-bumping icon are trademarks of Bump Technologies, Inc.
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© 2013 Commonwealth Bank of Australia ABN48 123 123 124 AFSL and Australian credit licence 234945
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