Debit MasterCard

What you'll need to apply

• You’ll need to open an Everyday Account with Smart Access or Complete Access, and choose a Debit MasterCard^® as your card option.
• Be 16 years old or over
• All applicants must have an Australian residential address
• The account must be in personal names (no Company or Trading Accounts)
• Joint accounts (where applicable) can include up to a maximum of two account holders if they apply online and must operate with ‘one signature required’  
• Your Tax File Number (TFN) or TFN Exemption. It’s not an offence to withhold your TFN for the deposit account. However, if you don’t quote it, the Bank is required by law to deduct tax from any interest earned on the deposit account, above a certain threshold

You may also need (if applicable):

• Existing Commonwealth Bank deposit account number(s)
• Existing Commonwealth Bank debit/credit account number(s)
• NetBank Client Number

Who can upgrade to a Debit MasterCard online?

• To upgrade to a Debit MasterCard, you will need to meet the criteria above
• You will need an existing keycard linked to an Everyday Account, Pensioner Security or Cash Investment Account
• You’ll also need to be registered with NetBank

   Upgrade to a Debit MasterCard

Who can apply online?

• All applicants must maintain an Australian residential address
• The account must be in personal names (no Company or Trading Accounts)
• Applications for accounts where funds are held in trust cannot be accepted online. If you wish to open a trust account, please apply at any branch of the Bank
• Joint accounts (where applicable) can include up to a maximum of two account holders
• If you don’t apply through NetBank, within 7 business days of submitting your application you’ll be sent the forms you need to sign to open your account

If you have any questions or are unable to apply online, please call 13 2221 24 hours a day, 7 days a week. 

• Important information
  MasterCard is a registered trademark of MasterCard International Incorporated.