Rates & fees
Personal Overdraft
Interest rates
| Rate type | Interest Rate |
| Interest rate | 16.60%p.a.* |
*subject to change
Fees & charges
| Fee type | Definition | Amount |
| Establishment fee | Upfront cost payable when accepting a personal overdraft | Nil |
| Loan service fee | Monthly charge to cover costs of keeping account active | See table below |
| Other electronic banking fees | Please refer to Electronic Banking General Information and Terms and Conditions |
Loan service fee
| Peak Debt During a Month | Monthly Charge |
| $0 | $0 |
| $1 to $1000 | $5 |
| $1001 to $5000 | $10 |
| More than $5000 | $15 |
Other fees and charges
Other fees and charges are payable. Full terms and conditions will be included in our loan offer.
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Have you considered?
- A term deposit can also be a great way to earn high interest on your savings.
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Calculators & tools
Did you Know?
For convenient, 24 hour banking, we have the largest ATM network of any Australian bank.
