Rates & fees
Personal Overdraft
Interest rates
| Rate type | Interest Rate |
| Interest rate | 16.60%p.a.* |
*subject to change
Fees & charges
| Fee type | Definition | Amount |
| Establishment fee | Upfront cost payable when accepting a personal overdraft | Nil |
| Quarterly loan service fee | Quarterly charge to cover costs of keeping account active | See table below |
| Other electronic banking fees | Please refer to Electronic Banking General Information and Terms and Conditions |
Quarterly loan service fee
| Peak Debt During a Quarter | Quarterly Charge |
| Up to $100 | $0 |
| $101 to $500 | $9 |
| $501 to $1000 | $15 |
| $1001 to $5000 | $25 |
| $5001 to $10,000 | $35 |
| $10,001 to $20,000 | $45 |
| Maximum Overdraft Limit: $20,000 | |
Other fees and charges
Other fees and charges are payable. Full terms and conditions will be included in our loan offer.
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