Apply now for a personal loan

How do I apply?

Existing customers

• There is a personal loan application in NetBank that allows you to apply online without needing to come into the branch. We’ll even fund your money straight into your account.
• As your profile is already stored within NetBank, all you need to do is give us information about the type of Personal Loan you would like, and we can provide you with an instant online decision*. You can also choose to upload any required documentation and download your personal loan contractual information. This application can be used for unsecured loans of $5,000 to $50,000.
• Simply log on to NetBank, go to the ‘Offers & apply’ tab and select ‘Personal Loans’… it’s that easy.
• To ensure that you receive the same day access to your funds you must log onto NetBank and download your documents at least by midday/or 1pm (Friday) If not we will be able to fund your loan the following business day.
• Same day access to funds is not available for a Fixed rate secured loan.
  

• Not registered for NetBank? Register online now.

New customers

• If you would like us to help you with your application please complete an Easy application and we will ring you back.
• If you would like to fill out the application form yourself: Start your online application form please note same day access to funds will not be available with this option.
• Both these applications can be used for unsecured loans of $5,000 to $50,000 or secured loans of $10,000 with no maximum limit.
  
  

Who can apply online?

• All applicants must be Australian residents with an Australian address.
• Applicants must be 18 years of age and over.

Important information

• *Subject to system availability. Unavailable when a guarantor is required, if an application is incomplete or if an application needs to be referred for a more detailed review by a lending specialist.
  Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable.