Credit card shopping benefits

Linking accounts to your credit card

Enjoy the convenience of access to both your credit card and savings accounts when you’re out and about with only one card in your wallet. Simply link your savings account to your credit card and you can access these funds through any ATM or EFTPOS facility.

All Commonwealth Bank credit cards

Our guarantee

We guarantee that you will never be held liable for the unauthorised use of your credit card when you shop, provided you follow the Credit Cards Conditions of Use.

Commonwealth Bank credit cards come with a number of great extras:

MasterCard^® applause™

You can secure your tickets to some of the biggest entertainment and sporting events thanks to MasterCard^® applause™. This exclusive online booking service gives you access to pre-sale periods, special offers and priority seating.

MasterCard^®  PayPass™

MasterCard PayPass™ lets you make payments by simply tapping your card against a PayPass reader. Once the transaction is confirmed, you're done. There’s no need to sign or enter a PIN for amounts of under $100 ($35 or less for Low Rate and Low Fee cards). Just Tap and Go^®. Find out more.

Up to 55 days interest free

To help you save on interest costs, you’ll enjoy up to 55 days interest free on all purchases with all our cards.

Secure Internet Shopping

The internet has changed the way we shop for the better. Now you can find what you need without having to leave the house, or worry about a car park. So to help keep you even more protected when you shop online, we will be enhancing our current Security Internet Shopping service with NetCode.

What is NetCode?

NetCode is a security feature currently used in our online banking service, NetBank, to authorise certain transactions or activities. NetCode is used to authorise some purchases on websites supported by MasterCard^® SecureCode and Verified by Visa. These websites can be easily identified as they will display one of the following logos.

  

NetCode offers greater security and convenience for online shopping by using one-time passwords, instead of having to remember a set password.

Awards cards

Each of our Awards cards offer shopping benefits and privileges:

Exclusive Gold, Platinum and Diamond benefits

As a Gold, Platinum and Diamond cardholder, you’ll enjoy shopping benefits like purchase security insurance with replacement for most lost, damaged or stolen items you have bought with your card within 90 days of purchase, and extended warranty insurance where we’ll extend the manufacturer’s warranty by up to a year.

American Express Selects™

American Express Selects™ lets you take advantage of exclusive offers and savings on travel, dining, leisure and shopping from Australia and around the world. For more information and a list of participating global merchants, visit amexnetwork.com.au.

globaleshop by American Express

globaleshop lets you shop at almost any online store in the US that doesn’t normally accept your Australian credit cards or won’t normally deliver to an Australian address.

Convenience of worldwide acceptance

Enjoy the convenience of worldwide acceptance at over 30 million locations with your Commonwealth Bank MasterCard^®.

Enhanced security chip protection

With your MasterCard^® card, you will have peace of mind that your card and money is protected by an enhanced security chip and state of the art fraud detection systems, wherever you use your card.

Keeping track of your spending

You can keep tabs on your transactions in real time 24/7, 365 days a year¹ in NetBank, Australia’s No. 1 online bank. You don’t have to wait overnight or until Tuesday to see your weekend transactions and you can use NetBank’s one click Google search to access more information about where you’ve used your card.

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• Important Information:
  1. Excludes some manual transactions and some contactless payments.
  
  American Express^® is a registered trademark of American Express. This credit card program is issued and administrated by Commonwealth Bank of Australia.
  MasterCard and the MasterCard Brand Mark and PayPass and SecureCode are registered trademarks of MasterCard International Incorporated.