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Apply online for a Low Rate Gold credit card

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What you get with this credit card

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Great rewards

Low fee

Low rate



Submit your application online and receive a response in 60 seconds

  • Apply online and get $50 cash back into your account after activation*. Limited time.
  • A Low Rate Gold credit card gives you more for less with a low rate on purchases
  • Up to 55 days interest free on purchases
  • Complimentary travel insurance and extended warranty cover on most purchases

Get started

Which type of customer are you?


Apply online and save yourself a trip to the branch

  • NetBank is the fastest way to apply; most of your details are already filled in for you
  • It takes about 10 minutes
  • We’ll send updates to your NetBank inbox as your application progresses

 

 

 


What do I need to apply?

  • You'll need to be over 18 years old
  • Meet our credit requirements
  • Be an Australian citizen, permanent resident or have a current Australian visitor's visa
  • Have your income, expense, asset & employment details handy

 

 

 

 
 

You can skip online NetBank registration 

  • The application takes about 15-20 minutes, but you won’t get instant NetBank access
  • You’ll need income, expense, asset and employment details
  • You’ll need to complete an ID check later in branch or by post
  • Click here to apply

 


Apply online and save yourself a trip to the branch

  • The secure Electronic ID Check verifies your identity online
  • It takes about 15 minutes
  • You must be over 18 years old
  • You’ll need income, expense, asset and employment details
  • You’ll get access to NetBank, Australia’s #1 online bank

 


  • Important information
    * Your credit card account will be credited with $50 cash back if you apply online for this offer between 16/01/12 and 26/02/12 and activate your credit card account within two months of your account being approved. Only new personal liability Low Rate and Low Rate Gold credit card accounts opened for personal use are eligible for this offer. You will be ineligible for the $50 cash back if your account is closed, transferred or in default at any time prior to the $50 cash back being credited to your account. The $50 will be credited to your account by the 7/05/2012.


Did you Know?

Over 5 million people already use NetBank, Australia’s #1 online bank.

 

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