Low Rate credit card
With our low rate of just 13.49% p.a. on Low Rate credit card purchases and heaps of features, you’re free to shop with a credit card that gives you more for less.
Apply online and spend on your card within 30 days to receive $50 cash back*. Limited time.
Rates & fees
- Annual fee of $78 (or $48 for qualifying customers)
- Interest rate 13.49% p.a. purchases and 21.74% p.a. on cash advances
- Up to 55 days interest free on purchases
- Minimum credit limit: $500
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Features
- Reduced annual fee for qualifying Commonwealth Bank customers who take up a new Low Rate credit card
- Competitive low rate
- Secure Internet Shopping
- Enhanced security chip protection
- MasterCard® PayPass™
- Free additional card
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Benefits
- Preferential pricing
- Free additional card
- MasterCard® applause™
- Use you card overseas
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Watch our Low Rate & Low Fee credit cards video
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How to apply
About your credit card
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Rates & fees
Did you Know?
You can now transfer your balance from another financial institution or store-issued credit card in NetBank.
