
Your No Annual Fee credit card offers you an interest rate of 17.99% p.a. on purchases and 20.74% on cash advances.
There is no annual fee, so there’s nothing to pay unless you use your card.
Other charges may be applicable.
Once approved, transfer the balance of any Australian-issued credit card or store card to your No Annual Fee credit card. You'll have just one bill to manage each month and pay just 5.99% on balance transfers for the first five months.
There is no interest-free period.




Earn double points on purchases for 2 months on our Awards, Gold and Platinum credit cards.
