Features

Complimentary International Travel Insurance   

You’ll automatically receive complimentary overseas travel insurance free of charge for you, your spouse and your dependent children for return trips of up to 6 months, if you meet the eligibility criteria~.  

Find out more.

Extended warranty insurance  

How many times have you had something break just after the warranty has expired? When you use your Platinum card, most purchases will gain up to one extra year's warranty on top of the manufactures Australian Warranty.

Purchase security insurance    

Most purchases made with your Platinum card are protected by our Purchase security insurance. If these items are lost, stolen or damaged within 90 days, we’ll repair or replace them.

Guaranteed pricing scheme

Our Guaranteed Pricing Scheme provides you with peace of mind when shopping and guarantees you get the best price. If you discover that an item purchased with your Platinum card is advertised in a catalogue at a lower price elsewhere then you can make a claim for the difference if this is above $75 AUD, as long as it’s within 21 days of your purchase and the lower price is from a store within 25km of the store you purchased from. Other conditions apply, find out more here.

Shop online safely

We guarantee that you will never be held liable for the unauthorised use of your credit card when you shop online, provided you follow the Credit Cards Conditions of Us.

When using your MasterCard^® or Visa card, Secure Internet Shopping offers the peace of mind you need to buy online. Just look for the MasterCard^® SecureCode™ logo or Verified by Visa logo on a merchant’s website. When you’re ready to purchase simply enter your Visa Password or MasterCard^® SecureCode™. 

Benefit from enhanced security protection

Feel secure with state of the art fraud detection systems. And with your MasterCard^® card, you will have the reassurance that your card and money is protected by an enhanced security chip.

Enjoy a faster way to pay

MasterCard^® PayPass™ is a faster, easier way to make purchases. Make payments by simply tapping your card against a PayPass™ reader. Once the transaction is confirmed, you're done. No need to sign or enter a PIN for amounts under $100. You just Tap and Go.

Apply for an additional credit card

We can provide you with an additional credit card for $15, if you choose to share your account. Remember that you will be responsible for their transactions as well as your own. Apply for an additional cardholder now.

State of the art fraud protection

We know how important security is to you so we have developed state of the art fraud detection systems which monitor your account 24/7. The systems detect any abnormal transactions or spending patterns on your account, and if deemed suspicious, we will contact you immediately to confirm it was yours.

Emergency Travel Assistance

Wherever you travel worldwide, you can always count on MasterCard Global Service™ for any credit card-related need. Call us 24 hours a day, 365 days a year and we'll connect you with a representative who speaks your language, and can help with lost or stolen cards, emergency replacement cards and more.

Transactions updated instantly

Your Commonwealth Bank Credit Card gives instant transaction updates, 24/7, 365 days a year*. There’s no more waiting overnight or until Tuesday to see your weekend transactions. With instant updates, you’ll always know where you stand.

Transaction Location Mapping

Ever seen a transaction from a store you don’t remember shopping at? With the power of Search technology, you can keep track of your spending like never before. From your online credit card statement, you can easily monitor the shops and locations where you have used your credit card.

Alerts

Make sure that you never miss a credit card payment by setting up custom alerts and payment reminders. You will then receive an SMS or email five days before your credit card payment is due, making it simple to manage your repayments**.

Insure your card with CreditCard Plus

CreditCard Plus is an affordable insurance option that’s designed to help you meet your minimum monthly credit card repayments if you suffer total temporary disablement due to an injury or illness or if you are involuntarily unemployed. In some cases, it can cover you for the balance owing on your card. Conditions and fees apply*.

• Important information
  ~ You must charge to the cardholder’s eligible credit card account or pay using the cardholder’s Commonwealth Awards points, or a combination of both, a set amount of each person’s prepaid travel costs, and travel together for the entire journey. Exclusions, including pre-existing medical conditions, and an excess on some claims, may apply. Please refer to our Credit Card Complimentary Insurance and Guaranteed Pricing Cover brochure (PDF 374KB) for full details, including definitions of key terms such as ‘spouse’ and ‘dependent children’.
  
  ^{^}Points are earned on eligible transactions (most purchases, but not cash advances or balance transfers) and are subject to points capping – refer to the Commonwealth Awards Program Terms and Conditions for full details
  
  * Excludes manual transactions and some contactless payments
  
  ** Subscription to this service may be limited. 
  
  The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide.Please view our Credit Card Conditions of Use. CreditCard Plus is issued by The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 AFSL 235035. A PDS for CreditCard Plus is available by clicking here and should be considered before making any decision about CreditCard Plus. The offer made in the PDS is currently available only to permanent residents of Australia and persons receiving the document within Australia. Applications from outside Australia will not be accepted. American Express^® is a registered trademark of American Express. This Credit card program is issued and administrated by Commonwealth Bank of Australia. MasterCard and the MasterCard Brand Mark and PayPass and SecureCode are registered trademarks of MasterCard International Incorporated