Awards & features

Reward yourself

Reward yourself with exceptional Awards. Until January 31 2009, apply online for an Awards credit card and earn double points on all spend. At all other times earn 1 Commonwealth Awards point for every dollar you spend when you shop or pay most bills. Earn points to spend on shopping, entertainment, travel, merchandise or to repay your card balance. Look out for special deals and bonus points from our Bonus Partners.

Redeem Your Points

You can choose to redeem your points for a wide variety of gift cards, merchandise and much more.

Travel Plus

Turn your Commonwealth Awards points into a holiday. Travel Plus is our exclusive booking service for all your flights, accommodation and much more.

Velocity & Qantas Frequent Flyer transfers

Convert two Commonwealth Awards points to one Qantas or Velocity Frequent Flyer point. Conditions apply.

Cash back

Exchange your Commonwealth Awards points for funds to repay your credit card. Conditions apply.

Annual fee waiver

We'll waive the first year annual fee on an Awards credit card if you apply for it at the same time as a Commonwealth Bank home loan or Viridian Line of Credit. Each year after, you can use your Awards points to pay for your annual fee.

Additional credit card

We can provide you with an additional card for $15 or 2,400 Awards points if you choose to share your account. Remember that you will be responsible for their transactions as well as your own. Apply for an additional card now.

Secure Internet Shopping

We guarantee that you will never be held liable for the unauthorised use of your credit card when you shop online, provided you follow our Credit Cards Conditions of Use . For added security, look for the MasterCard SecureCode logo when you're online. Find out more about Secure Internet Shopping.

MasterCard^® PayPass ^TM

MasterCard PayPass is a faster, easier way to make purchases. Make payments by simply tapping your card against a PayPass reader. Once the transaction is confirmed, you're done. No need to sign or enter a PIN for amounts of $35 or less. You just Tap and Go. Find out more.

MasterCard applause

Access an exclusive online booking service for theatre, musical and sporting events.

Enhanced security chip protection

Have peace of mind that your card and money is protected by an enhanced security chip and state of the art fraud detection systems. Find out more. 

Card Repayment Cover - CreditCard Plus (optional)

CreditCard Plus will help cover your repayments if you are unable to work and in certain circumstances, it will cover you for the balance owing on your card. Conditions and fees apply.

Secure Sentinel (optional)

Register with Secure Sentinel. With a single phone call, you can report your lost or stolen credit card, along with your keys, mobile phone, passport and other valuables. It’s the ultimate protection against fraud. Fees apply.