Rates & fees

Interest Rate

The Awards credit card interest rate is 19.74% p.a. on purchases and 20.74% p.a. on cash advances.

Fees and Charges

$59 Annual Fee.

Other fees and charges may be payable.

Balance Transfer

Once approved, transfer the balance of any Australian-issued credit card or store card to your Awards credit card. You'll have just one bill to manage each month and pay just 5.99% on balance transfers for the first five months.

Interest-free period

Up to 55 days interest free on purchases. The interest-free period also applies to most bill payments. It does not apply to cash withdrawals.