Avoiding building pitfalls

Choosing the right land and the right builder for your project are both crucial. Remember, you’re making a big decision, so let us help find the property and people that are the best fit for building your home. Some tips include:

• Get at least three written quotes from builders. Look for a builder that abides by codes of conduct and practice and search industry bodies such as the Master Builders Association or the Housing Industry Association.
• Check out your builder. To check their license, contact the relevant licensing authority in your state or territory and investigate any claims against the builder’s license number.
• Before you hire a builder it’s good to get references from past clients. This way you’ll be able to find out the quality of the builder’s work and the experience of their clients during the building process.
• Use a contract and have it checked by a solicitor.
• When you’re choosing land, check zoning, building restrictions and any other factors that could impact costs, e.g. soil type, drainage requirements.
• Get all the information you can about a block of land. Does it have fencing, gas, electricity, good drainage, etc.?
  
  

Understanding legalities

Before you start building there are also some legal and practical issues for you to consider.

Council permits

• Before you or a tradesperson start work on your building project, contact your local council to find out whether any permits are required.
• You are required to complete a major domestic building contract for any works over $5,000.
• In general, make sure you consult with local government authorities to get information on regulations and requirements in your local area.
  
  

  NSW	Office of Fair Trading Home Building Service
  QLD	Building Services Authority
  VIC	The Building Commission
  ACT	ACT Planning & Land Authority
  SA	Office of Consumer & Business Affairs
  TAS	Register of Accredited Building Practitioners
  WA	Builders Registration Board
  NT	Northern Territory Department of Planning and Infrastructure

  
  
  

Your guide to building

Even though we’ve highlighted some common pitfalls, building your home is still an exciting experience. For advice on how to plan and manage building your home, follow the link to get your free guide. 

 

• Important information
  Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the Loan Offer. Fees and charges are payable.