Loans for first home buyers
Dreaming of owning your first home? We’re here to help. There are many home loan options available, and we’ll equip you with all the knowledge and support you need to make an informed choice.
No Fee Variable Rate
Say goodbye to home loan bank fees with our No Fee Variable Rate Home Loan and enjoy a competitive variable interest rate.
Standard Variable Rate
Enjoy the flexibility of our Standard Variable Rate Home Loan. You can customise the loan to suit your needs with our optional add-ons.
Base Variable Rate
If you’re after a simple home loan with a competitive interest rate, consider our base variable rate Economiser Home Loan.
Introductory Rate
Buying a new home can be both exciting and expensive. To make the first year easier we offer new customers a Low Introductory Rate.
Fixed Rate
Enjoy the assurance of knowing exactly what your monthly repayment will be with the ability to set your interest rate for a certain period of time.
Viridian Line of Credit
By combining your home loan, daily spending and savings, the Viridian Line of Credit enables you to manage your financial affairs, so you can pay your loan off faster.
12 Month Discounted Variable Rate
This option enables you to get a head start on paying off your home loan. The discounted rate is only available for new loans.
1 Year Guaranteed Rate
This option also enables you to get a head start, and you have peace of mind that your repayments won’t change for the first year. The discounted rate is only available for new loans.
Talk to an expert
To find out which loan best suits your needs, email one of our home loan experts to arrange an appointment, locate an expert nearest you, or call 13 2224.
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Important information:
Applications for finance are subject to the Bank’s normal credit approval including a valuation if applicable. Full terms and conditions are included in the Loan Offer. Fees and charges are payable.
Talk to us
- Locate a branch
- Talk to a mobile banker
- Ask us a question
- Call 13 2224
Talk to us
- Locate a branch
- Talk to a mobile banker
- Ask us a question
- Call 13 2224
Calculators, tools & more
Rates & fees
Did you Know?
Our Home Loan Health Check will help make sure you have the right loan option for your needs.
