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Home loans

Features

Viridian Line of Credit

Home Loan Conditional Pre-approval

To search for a property knowing how much you can borrow, get conditionally pre-approved on your Home Loan that’s valid for 6 months with our Home Seeker service.

Find out more about getting conditionally pre-approved.

Freedom to withdraw

With our Viridian Line of Credit you have the freedom to withdraw the cash you’ve paid in, anytime you like, up to your agreed loan amount and daily card limit.

No set principal repayment requirements

Enjoy repaying as much or as little as you like, as long as interest, fees and charges are met on a monthly basis.

Expand your Investment Portfolio

The Viridian Line of Credit gives you access to your property’s equity, so you can use it for other investment opportunities that come your way.

Find out more about using your equity.

Your loan is portable

If you decide to move house you can take your loan with you (conditions and fees apply).

Find out more about moving your loan.

Loan Increase

If you’re planning renovations, want to consolidate your debts or just need extra cash, you can access additional funds by increasing your existing loan.

Find out more about increasing your loan.

 

If you would like to find out more about how these features could benefit you, simply call 13 2224 or email our loan experts.

 

Important Information

  • Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the Loan Offer. Fees and charges are payable.
  • If you do not find a property and accept our formal loan offer within 90 days of the conditional pre-approval date, we will need to obtain from you updated financials and confirm that the loan still meets your needs and financial objectives.

Did you Know?

Our mobile lenders can visit you wherever and whenever you like.

 

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