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CommInsure Home & Contents insurance has won the top national award
by Canstar Cannex for the fourth year running.
While we can’t replace the sentimental items that may be lost if your home
is damaged, we can give you peace of mind in knowing that your house and its
contents are covered.
Features & benefits
Our residential home insurance package offers comprehensive buildings and
contents cover, and includes flexible options, such as personal valuables and
accidental damage cover. You can further customise a package to suit your needs
and reduce your premium by removing cover on some of the insured events, such
as theft, accidental glass breakage or power surge
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To reduce your worry further, we’ve added new-for-old contents replacement
cover and the option to make payments when it suits you: monthly or annually by
direct debit from your bank account or credit card. If you choose to pay
annually, you may also pay by cash, cheque or BPAY.
What is covered?
Our home insurance policy covers a wide range of events including: animal
damage, earthquake, escape of liquid, fire and explosion, flash flooding,
lightning, riots and public disturbances, storm, sudden impact, vandalism and
malicious damage.
Building cover includes:
- Total Building Replacement Cover
- Legal liability cover
- Demolition and debris removal costs
- Replacement of locks or keys
- Mortgage discharge and new title deed costs
- Professional fees
- Buildings materials
- Construction materials
- Emergency work and temporary repairs
- Landscaping rectification costs
- Matching of materials used to repair building damage
- Alternative accommodation costs
Contents cover includes:
- New for old replacement for many contents items
- Visitors' property
- Alternative accommodation costs
- Legal liability cover
- Demolition and debris removal costs
- Replacement of locks or keys
- Emergency work and temporary repairs
- Moving within Australia
Apply online for a discounted premium
Apply online and receive up to 15% discount off
the base premium when you purchase combined building and contents cover or up
to 10% discount when purchased separately.* You’ll just need the
following:
- The property address
- External wall material type
- Security details (if any)
- Date of birth of oldest policy holder
- Estimate of building replacement cost (for building cover)
- Estimate of contents replacement cost (for contents cover)
Otherwise, you can call 13 24 23 between 8am and 8pm (AEST) and speak with
one of our Customer Service Representatives.
- Important Information
* This discount cannot be used in conjunction with any other discount or
promotional offer other than the Security Discount and No Claim Discount where
applicable. Minimum premiums may come into force and reduce the extent to which
discounts are applied.
The above is a summary of some of the features of our Residential Home Package
and is not to be relied upon as the policy wording. Full details of the cover
available including the limitations and exclusions that apply are contained in
the CommInsure Home Insurance Product Disclosure Statement (PDF 690KB) and Supplementary Product Disclosure Statement (PDF
87KB).
This advice has been prepared without taking into account your individual
objectives, financial situation or needs. You should, before acting on this
information, consider its appropriateness to your circumstances. CommInsure is
a registered business name of Commonwealth Insurance Limited (CIL) ABN 96 067
524 216 AFSL 235030. A Product Disclosure Statement (PDS) and Supplementary Product Disclosure Statement (SPDS) for
CommInsure Home Insurance issued by CIL are available by downloading or by
calling 13 24 23 and should be considered before making any decisions about
these products.