Life insurance

Planning for unfortunate circumstances is a necessary task, but it isn’t something you have to do alone. Commonwealth Financial Planners are available to provide professional advice and help you put the pieces in place to protect your loves ones and the assets you’ve worked so hard to grow.

Life

You can organise your life insurance quickly and get on with living. Life Care gives you peace of mind in knowing that your family will be financially secure after you’re gone.

Income Protection

If you can’t work due to illness or injury, our income protection policy will replace up to 75% of your regular income and includes an option to help cover superannuation payments.

Total and Permanent Disability (TPD)

If you are permanently disabled, due to illness or injury, our Total and Permanent Disability (TPD) policy can help by paying you a lump sum benefit to use at your discretion, including to cover medical costs.

Trauma

Our Trauma policy has been designed to pay you a lump sum and help you recuperate without financial stress.

• Important Information
  Please refer to the relevant Product Disclosure Statement for full details of these benefits and when they are payable.
  
  As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider its appropriateness to your circumstances Income Protection, Life, Business Overheads, Total and Permanent Disability (TPD) and Trauma are components of CommInsure Protection. CommInsure Protection is issued by The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 (CMLA). CMLA and the Trustee are wholly owned subsidiaries of Commonwealth Bank of Australia ABN 48 123 123 124. Commonwealth Bank of Australia does not guarantee the obligations or performance of CMLA or the Trustee or the products they offer.
  
  Product Disclosure Statements (PDSs) describing CommInsure Protection is available from your Financial Adviser, by downloading them from this website or by calling 13 10 56 (from overseas call +61 13 10 56) and should be considered in making any decision about these products.
  
  Commonwealth Financial Planners are representatives or authorised representatives of Commonwealth Financial Planning Limited ABN 65 003 900 169 AFSL 231139, a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124.