Preparing your finances

Whatever your travel plans, it’s important to set up your funds properly before you leave to ensure your trip is free from financial worries.

Financing your trip

A personal loan offers a simple and straightforward way to borrow money for your holiday. We lend from $5,000 for any reasonable purpose, and loan approval is usually given within 24 hours.

Easy payment options

Ensure you have the funds to pay for goods and services as soon as you arrive by purchasing Foreign Cash and Travellers Cheques before you leave. These two products provide the security of a fair exchange for your Australian dollars and eliminate the need to buy local currency when you arrive.

Our Travel Money Card is a reloadable prepaid card that holds up to six currencies. It provides a secure and convenient way to access your money overseas and can be used wherever MasterCard is accepted.

Credit cards are another good payment option for large ticket items. Buy your overseas travel tickets with our Platinum or Gold card and receive free comprehensive travel insurance (conditions apply).

You can also access your own money overseas with a Debit MasterCard® at over 30 million locations worldwide where MasterCard is accepted, as well as make payments over the phone or internet. If you have NetBank and an existing keycard, then you can upgrade to a Debit MasterCard quickly and easily. Simply complete the form and your new card will be delivered in 5 working days.

• Important information
  As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. View our Financial Services Guide. The Product Disclosure Statement and Conditions of Use issued by Commonwealth Bank of Australia ABN 48 123 123 124 for Travel Money Card should be considered before making any decision about this product. Terms and Conditions for Electronic Banking Services issued by Commonwealth Bank of Australia are available from commbank.com.au or from any branch of the Commonwealth Bank. If you have a complaint, the Bank’s dispute resolution process can be accessed on 13 2221.
  
  Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions will be included in the offer of finance. Fees and charges are payable.