Personal Loans Comparison Table
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- Important information
- Comparison
rates calculated on loans as follows: (Variable Rate and Fixed Rate) $10,000
over 3 years (Fixed Rate Secured Loan) $30,000 over 5 years. Comparison rates
schedules are available online by selecting the 'View Schedule' links above or
from any branch of the Commonwealth Bank.
WARNING: these comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. - Payable where the loan contract is entered into on or after 1st August 2007, the fee will be $10 and will be charged monthly on the repayment due date.
- You will be
charged a late fee of $20 when, 5 business days after a repayment due date, you
are more than one Loan repayment/payment in arrears and monthly thereafter
until you:
(a) are not in arrears in your repayments/payments; or
(b) enter into and adhere to an arrangement with us for repayment of those arrears. - If a guarantor is required as security for your loan.
- To make it easy for you to pay several different recipients with your loan borrowings, we provide two cheques free of charge. After that, a fee of $5.40 applies for each additional cheque we issue on your behalf. If any of the cheques we issue for you need to be cancelled, a fee of $10 applies for each one
- A deferred
establishment fee may apply if the loan is repaid within two years from the
funding date (excludes loans with a one or two year term).
Full details on how we calculate the early repayment adjustment can be found in our Standard Fees and Charges for Secured, Fixed and Variable Rate Personal Loans, Campus Loans and Overdrafts brochure
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Did you Know?
Every week, almost a quarter of all our Personal Loans are applied for through the internet.
