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What you get with a Fixed Rate Personal Loan


Applying for a  personal loan is fast and easy. Simply choose your loan type below to apply online right away.

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Apply for a Fixed Rate Personal Loan

Or choose another personal loan

Personal Loans


Fixed Rate Personal Loan


Your interest rate is fixed for the life of the loan which means your repayments are set and you’re protected from increases in interest rates. You’ll always know exactly how much you have to pay making it easier to budget.

Learn more about the Fixed Rate Personal Loan features and benefits and same-day funding.


Get started

Which type of customer are you?


  • NetBank is the fastest way to apply; most of your details are already filled in for you
  • It takes about 10 minutes
  • Get an instant decision and same-day funding
  • Provide your supporting documents (income, assets & liabilities held with other financial institutions) by uploading in NetBank or in Branch
  • Accept contract in NetBank or sign and return in Branch
  • We'll deposit money into your nominated account

What do I need to apply?

You'll need to be over 18 and have your NetBank client number to apply.

 

 

 

 

 

Important information

Apply before midday Monday to Friday, and if you’re approved, we’ll give you access to your loan that day. Unavailable when a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist and subject to system availability. Comparison Rate calculated on an unsecured loan of  $10,000 over 3 years with monthly repayments. Comparison Rate schedules are available online and at any Commonwealth Bank branch. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Commonwealth Bank of Australia ABN 48 123 123 124. 

 


  • Get an instant decision and same-day funding
  • Provide your supporting documents (income, assets & liabilities held with other financial institutions) by uploading in NetBank or in Branch
  • Sign and return your contract in any branch
  • We'll deposit money into your nominated account

What do I need to apply?

You'll need to be over 18 and have an Australian residential address to apply.

 

 

 

 

 

Important information

Apply before midday Monday to Friday, and if you’re approved, we’ll give you access to your loan that day. Unavailable when a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist and subject to system availability. Comparison Rate calculated on an unsecured loan of  $10,000 over 3 years with monthly repayments. Comparison Rate schedules are available online and at any Commonwealth Bank branch. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Commonwealth Bank of Australia ABN 48 123 123 124. 


  • Get an instant decision and same-day funding
  • Provide your supporting documents (income, assets & liabilities held with other financial institutions) by uploading in NetBank or in Branch
  • Sign and return your contract in any branch
  • We'll deposit money into your nominated account

What do I need to apply?

You'll need to be over 18 and have an Australian residential address to apply.

 

 

 

 

 

Important information

Apply before midday Monday to Friday, and if you’re approved, we’ll give you access to your loan that day. Unavailable when a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist and subject to system availability. Comparison Rate calculated on an unsecured loan of  $10,000 over 3 years with monthly repayments. Comparison Rate schedules are available online and at any Commonwealth Bank branch. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Commonwealth Bank of Australia ABN 48 123 123 124. 



Did you Know?

You can set up automatic payments so you'll never miss a loan repayment.

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