Starting positive habits

A Commonwealth Bank personal loan can be a manageable and affordable way to pay for things that mean a lot to you. You may want to buy something special, have an important family event coming up, or you simply want to consolidate your debts to reduce interest payments and monthly fees.

It’s important to ensure your personal loan fits in with your lifestyle, now and in the future. For example, some considerations are how frequently you get paid or will you possibly have more outgoings coming up? Our guide to a personal loan can help you choose the loan that’s right for you.

Here are some other everyday ways to help you stay in control of your finances.

Create a budget

A budget is simply a tool to help you plan your spending and savings. Our handy budget planner lets you set out your income and expenses so you can manage your money more effectively.

Set up a salary credit or direct debit

You can have your repayments made straight from your salary or from one of your other accounts by direct debit. To arrange a salary credit, please talk to your employer. To organise a direct debit, visit any Commonwealth Bank branch.

Online banking

NetBank is a virtual Commonwealth Bank branch on your computer that gives you complete control over your finances, 24 hours a day, 7 days a week.

• Important information
  Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable.
  Terms and Conditions for NetBank are available by calling 13 2221, from commbank.com.au or from any branch of the Bank.  As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. If you have a complaint, the Bank’s dispute resolution process can be accessed on 13 2221.