Rates & Fees

Cash Management Call Account

(This account was withdrawn from sale 10 December 2004).

Effective date: 7 May 2010

Balance	Interest Rate (per annum)
$0 -$4,999	0.00 %
$5,000 - $9,999	0.40 %
$10,000 - $19,999	1.05 %
$20,000 - $49,999	2.40 %
$50,000 - $99,999	2.40 %
$100,000 - $249,999	3.15 %
$250,000 and over	3.40 %

Rates are calculated daily and credited to your account monthly on the first business day of each month.

Money Market Call Account

(This account was withdrawn from sale 20 November 2006)

Effective date: 9 April 2009

Balance	Interest Rate (per annum)
Less than $50,000	0.00 %
$50,000 to less than $100,000	0.05 %
$100,000 to less than $250,000	0.65 %
$250,000 to less than $500,000	0.75 %
$500,000 and over	0.90 %

* Rates as at close of business yesterday.

Interest is paid on the entire balance provided the balance is $50,000 or more. Rates are determined by reference to the Short Term Money Market. Interest is calculated daily and paid on the first business day monthly. For more information, call the Bank on 13 2221 (8am to 8pm, Monday to Friday) or visit any Commonwealth Bank branch.

Fees

Deposit Products

Effective date: 2 April 2002

Monthly Account Fee	AUD $ 5.00
Excess Withdrawal Fee	AUD $ 0.30

Effective Date: 2 April 2008

Electronic withdrawal fees

Transfer from your account made at a Commonwealth Bank ATM.
Direct entry debit or periodical payment.
All transfers or bill payments made through Netbank and Telephone Banking.

AUD$ 0.30

each

Cash withdrawal or purchase made via EFTPOS.
Cash withdrawal from your account made at a Commonwealth Bank ATM in Australia.

AUD $ 0.50

each

Cheques negotiated

AUD $ 1.00

each

Assisted withdrawal fees

Over-the-counter at a Commonwealth Bank branch or agency.
Cheques issued on your account and cashed over-the-counter at a Commonwealth Bank branch.
A withdrawal made via Telephone Banking using an operator.

AUD $ 2.00

each

Access Fees

Effective Date: 18/2/2008

Balance enquiry or withdrawal made through an ATM of ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam.

AUD $ 2.00

each

Note: The Bank will not charge Access Fees on withdrawals or account balance enquiries on deposit and transaction accounts (including MISA), home loans, investment home loans, lines of credit and personal loans through non-Commonwealth Bank ATMs in Australia. However, ATM owners may charge a fee, which will be disclosed at the time of the transaction. If you proceed with the transaction, the ATM owner’s fee will be debited to your account (in addition to the withdrawal amount, if applicable). You should check the ATM owner’s fees that apply carefully before completing transactions at non-Commonwealth Bank ATMs in Australia.

Maestro - EFTPOS purchase

AUD $ 1.00 + 2% of the transaction value

From 27/8/2010 – 3.00% of the transaction value.

each

Cirrus/Visa Plus - Balance enquiry

AUD $ <Value Not Available>

From 27/8/2010 - Nil

each

Cirrus/Visa Plus - Withdrawal

AUD $ 5.00 + 2% of the transaction value

From 27/8/2010 – AUD $5.00 plus 3.00% of the transaction value.

each