Options for young adults
Banking services to suit your needs
When you’re first finding your way in the world as an adult there are heaps of things competing for your time, attention and money. Apart from your day-to-day expenses, like bills, rent and food, and those short-term desires, like a new mobile phone, you no doubt have bigger plans. And bigger plans usually require more money. Money allows you to create and enjoy life’s possibilities so you need to find a way of managing it that works for you and the life you want to build.
Moving out of home
Making the decision to move out of home is an exciting step that requires a bit of advance planning. Once you’ve made the big move, you’ll have a lot of new responsibilities and costs you’ll need to stay on top of to prevent you falling into debt.
Buying a car
Owning a car offers freedom, flexibility and convenience but also requires a healthy outlay of cash before you can get behind the wheel. There’s also the question of new versus used cars and the ongoing expense of running a car to think about.
Going overseas
There are few things in life as exciting as planning a big trip overseas and the memories of the trip will last a lifetime. However, saving for your big adventure takes time and there’s a lot of planning involved from passport and visas to travel insurance and itineraries to make sure you make the most of your trip.
Starting a career
After being supported by your parents for most of your life, the day comes when it’s time to find a full time job and become independent. Starting the process can feel overwhelming but with some careful preparation you can set yourself up with the best possible chance of landing your dream job and finding financial security.
Pathway to credit
At some point you may want a loan from a bank whether in the form of a credit card, personal loan, personal overdraft, or home loan. A bank will look at your financial history to help determine if you can repay the loan. So it’s important you start building a pathway to credit today so when you apply you can prove you are someone who can take on financial commitments.
Personal and car loans
As someone starting out, you may not have the funds you need to finance something important to you. A personal loan can be an ideal solution because they allow you to get what you need today and pay the loan off over a period of time that’s easy to manage. If you’re in the market for a car, getting pre-approval for a personal loan means you’ll be able to act quickly when you find the car that’s right for you.
Bank accounts
Whether you’re saving for something important, studying for a degree or perhaps you’ve just started your first job, you’ll need a bank account that meets all your needs. An Everyday Account is a flexible all-in-one transaction account, while a NetBank Saver gives you instant access to your money with a competitive rate of interest for every dollar you save. A GoalSaver account can help you reach your goals sooner with a great rate of interest.
Credit cards
A credit card offers a very convenient way to pay for the things you need but it’s important to choose one that fits in with your lifestyle and budget so you don’t face any difficulties when it comes time to pay off your balance. That's why we have a number of low fee credit cards, all with a range of great features, designed to suit you wherever your life's at.
NetBank
NetBank offers you the ease and convenience of managing your money online. Packed with useful features, you can view your balances and review transactions, pay bills, transfer money between accounts, view your statements and more. With NetBank you’ll feel in control of your money.
Mobile banking
With mobile banking you can do your banking wherever you are at a time that’s convenient for you. Need to pay a bill or transfer funds while you’re on the move? It’s as simple as logging on to NetBank on your mobile phone to access all of the most popular features.
Find out more about mobile banking
How to apply
Did you Know?
For convenient, 24-hour banking, we have the largest ATM network of any Australian bank.
