While getting on top of your finances can be a challenge it’s by no means unachievable, whatever your income or goals. To get started, it can help to break things down into small manageable steps. The first thing to do is work out exactly what you have, need and want.
What’s your income versus your necessary expenses? Where can you cut back on costs without feeling too much pain? What room does this leave you for saving? How can you best make your savings grow? These are all great questions to ask yourself, as they’re the first step on the road to achieving your financial goals.
We’ve got some great tips on choosing the right bank account, budgeting and saving, as well as some tools and products that can help simplify things further.
Getting your first full-time job is an exciting milestone that leads to big changes in your financial situation, savings plans and goals. We can help you with tips on finding a job, budgeting for work, tax and super, and managing a savings plan on your new income. Our Know Your Money website is designed to help you work out how to achieve your financial goals with information to help you make the right choices.