Transaction accounts

Everyday accounts to help your business manage money.

Business Transaction Account

  • An everyday account
  • No minimum balance
  • A flat monthly fee.

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No monthly account fee for 12 months when you open a Business Transaction Account online by June 30.*

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Premium Business Account

  • For businesses maintaining a credit balance over $5,000
  • Cheque and deposit books.

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Savings accounts

Business Online Saver

  • Online-only account
  • Link to your Business Transaction Account
  • Earn interest on a full balance of $10,000 or more.

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Term Deposit Account

  • Lock in savings at a competitive rate
  • Choose a fixed term.

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Specialised accounts

Farm Management Deposit Account

  • Ideal for primary producers wanting to set aside pre-tax income as a cash reserve
  • Interest is paid on eligible deposits.

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Society Cheque Account

  • Designed for eligible community and not-for-profit organisations
  • No monthly fee
  • Unlimited fee-free transactions1.

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Online banking for business


Manage day-to-day personal and business banking securely in one place. Ideal for small business owners.

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Premium online banking for businesses requiring multiple levels of user access and account management.

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Daily IQ

Your free business insights tool available in NetBank and CommBiz, available to  Business Transaction Account customers.

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Things you should know

* Offer is limited to customers who open a Business Transaction Account online between 17 March 2018 and 30 June 2018 (inclusive). Offer is not available to customers who do not complete their application online. The monthly account fee for eligible customers will be not be charged for 12 consecutive calendar months following account opening. The standard monthly account fee applies after this time, currently $10. Offer only applicable if the customer is an individual with an Australian Business Number (ABN) or a current Australian proprietary limited company with an Australian Company Number (ACN) and not more than two directors and shareholders. Offer cannot be used in conjunction with any other pricing offer and is limited to one offer per customer. 

1 Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS transactions overseas, transfer group payments to third parties, international money transfers, CommBiz and NetBank service fees and separate services such as bank cheques, periodic payments and transfers/deposits to other banks. Wholesale relationship managed customers may be notified at any time that their account is subject to transaction fees on electronic transactions and Commonwealth ATM cash withdrawals.

View Terms and Conditions for Business Transaction and Savings Accounts (PDF 396kb) and our Financial Services Guide (PDF 59kb) and consider them before making any decision about these products. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider if it’s right for you. Bank fees and charges may apply.