Transaction accounts

Everyday accounts to help your business manage money.

Business Transaction Account

  • An everyday account
  • No minimum balance
  • A flat monthly fee.

Open your first account online before 26 November 2017, spend at least $500 on your card in the first month and we’ll waive the monthly account fees for 12 months2.

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Open online now

Premium Business Cheque Account

  • For businesses maintaining a credit balance over $5,000
  • Cheque and deposit books.

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Savings accounts

Business Online Saver

  • Online-only account
  • Link to your Business Transaction Account
  • Earn interest on a full balance of $10,000 or more.

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Term Deposit Account

  • Lock in savings at a competitive rate
  • Choose a fixed term.

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Specialised accounts

Farm Management Deposit Account

  • Ideal for primary producers wanting to set aside pre-tax income as a cash reserve
  • Interest is paid on eligible deposits.

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Society Cheque Account

  • Designed for eligible community and not-for-profit organisations
  • No monthly fee
  • Unlimited fee-free transactions1.

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Online banking for business


Manage day-to-day personal and business banking securely in one place. Ideal for small business owners.

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Premium online banking for businesses requiring multiple levels of user access and account management.

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Daily IQ

Your free business insights tool available in NetBank and CommBiz, available to  Business Transaction Account customers.

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Things you should know

1 Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS transactions overseas, transfer group payments to third parties, international money transfers, CommBiz and NetBank service fees and separate services such as bank cheques, periodic payments and transfers/deposits to other banks. Wholesale relationship managed customers may be notified at any time that their account is subject to transaction fees on electronic transactions and Commonwealth ATM cash withdrawals.
2Offer is limited to customers who open a Business Transaction Account for the first time online between 13 November and 26 November 2017 (inclusive). Customers who do not complete their application online are not eligible. Customers must spend a minimum of $500 on their linked Business Visa Debit Card within 1 month of the account being opened (excludes ATM and Point Of Sale cash withdrawals). The monthly account fee for eligible customers will be not be charged for 12 consecutive calendar months following account opening, except for the monthly account fee for December 2017 which will be charged on 1 January 2018 and refunded. Offer only applicable if the customer is an individual with an Australian Business Number (ABN) or a current Australian proprietary limited company with an Australian Company Number (ACN) and not more than two directors and shareholders. Offer cannot be used in conjunction with any other pricing offer and is limited to one offer per customer.
View Terms and Conditions for Business Transaction and Savings Accounts (PDF 396kb) and our Financial Services Guide (PDF 59kb) and consider them before making any decision about these products. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider if it’s right for you. Bank fees and charges may apply.