About the Premium Business Cheque Account


Ideal for businesses that maintain a credit balance of over $5,000. Featuring full transaction facilities to meet your cash, cheque and payment requirements, and interest on the portion of the balance over $5,000. 

No monthly base maintenance fee if your account balance remains at or above $15,000. $15 if the balance falls below $15,000 at any time during the month.


  • No minimum monthly balance required
  • Unlimited free electronic transactions
  • 40 free non-electronic transactions per month*
  • Interest paid on the portion of balance greater than $5,000
  • Cheque facilities
  • Direct crediting of regular income
  • Personalised cheque and deposit books
  • Over-the-counter, NetBank, CommBiz, ATM and phone banking services
  • No monthly base maintenance fee if your account balance remains at or above $15,000
  • Overdraft facilities for approved customers
  • Choose a Business Visa Debit Card to access your money and pay for business expenses almost anywhere worldwide

Rates and fees

What you need to know:

  • Our latest rates and fees make it easy for you to compare products and make the right financial choices
  • Review what you need to open a business account with us 

Learn more

Related products

Business Debit Master Card

Business Visa Debit Card

Access your own business funds to pay bills and suppliers online, over the phone or in person.

Learn more
Business Transaction Account

Business Transaction Account

A flexible, full-service business bank account that offers a range of transactions for a flat monthly fee.

Learn more

Important information

*Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS transactions overseas, transfer group payments to third parties, international money transfers and separate services such as bank cheques, periodic payments and transfers/deposits to other banks. Separate fees apply to transactions made via NetBank/CommBiz.

View Terms and Conditions for Business Transaction and Savings Accounts (PDF 396kb) and consider them before making any decision about this product. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances.

Commonwealth Bank of Australia issues all products on this webpage. View our Financial Services Guide (PDF 59kb).

Bank fees and charges may apply.