There are many options available to you based on the answers to the questions that we have asked, which will help to suggest those products we offer that may suit your needs. However, we recognise that there may be other factors that could influence your decision and that another product may be more appropriate to your needs. Before applying for any product, please consider whether it is appropriate for you, based on your circumstances. If you wish to discuss your specific needs simply call 13 1998, 24 hours a day, 7 days a week or call into any branch of the Bank. The Terms and Conditions for our products are available here. Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the loan offer. Bank fees and charges may apply.