Things you should know

* Offer applies to new personal Low Rate, Low Rate Gold and Low Rate Business Credit Cards (personal liability) applied for between 01/11/2018 and 31/01/2019 only. To be eligible for the $250 cashback, you need to spend $500 on eligible purchases using your new card within the first 90 days of card activation (excludes balance transfers, cash advances and any purchase that is reversed or refunded). Offer excludes CommBank Essentials credit cards, all existing cards, switches from other card types and is not available to customers who currently hold, or have held, any of the above cards types in the 12 months prior to 01/11/2018. Offer only available on one credit card per customer, can be withdrawn at any time, and cannot be used in conjunction with any other offer. Cash back will be credited within 60 days of you meeting the eligibility criteria and will appear on your statement as ‘CASHBACK $250’. You will be ineligible for the cash back if your account is closed, switched to another card, or in default at any time prior to the cash back being credited to your account.

Applications for credit cards are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.  Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945.

°° AU$200 Amazon voucher: To be eligible to receive an AU$200 voucher redeemable on eligible items on amazon.com.au you need to apply for a new CommBank Awards, Business Awards, Platinum Awards, Business Platinum Awards or Diamond Awards credit card (“eligible card”) between 06.11.2018 and 14.02.2019 and spend AU$500 on eligible purchases using your new card by 31 May 2019 (includes BPAY transactions, payments to the ATO but excludes balance transfers, cash advances and any purchase or transaction that is subsequently reversed or refunded). The AU$200 voucher will be provided in the form of a Promotional Code sent to you by email usually within 30 days (but may take up to 60 days) of you meeting the eligibility criteria, provided you give us your current email address when you apply for your card. Vouchers/Promotional Codes will not be reissued if the email address you provided is incorrect or invalid. Use of the Promotional Code is subject to amazon.com.au terms and conditions.

⁺⁺ These terms and conditions apply to the use of the unique AU$200 Promotional Code emailed to eligible CBA customers for redemption via amazon.com.au or the Amazon app on purchases of eligible item(s) (“Promotional Code”). For the purpose of these terms and conditions, “eligible items” refers to any items sold on amazon.com.au other than membership subscriptions (e.g. Audible) and gift cards. Amazon's standard delivery rates and policies will apply to purchases made on amazon.com.au or via the Amazon app. The Promotional Code may be redeemed in any number of transactions up to the value of the Promotional Code. To redeem the Promotional Code, shop on amazon.com.au or the Amazon app, add eligible items to your cart, then enter the Promotional Code into the relevant field during the checkout process and the Promotional Code will be applied to your order. If you return any eligible item purchased using the Promotional Code, Amazon AU will only refund the price actually paid for the item (that is, less the value of the Promotional Code) and the Promotional Code will be invalidated. The Promotional Code is not transferable and may not be resold. The Promotional Code cannot be used on pre-existing orders and will not apply to orders placed with 1-Click. If you violate any of these terms and conditions, the Promotional Code will be invalid. Amazon.com.au’s Conditions of Use and Sale apply to purchases made on amazon.com.au or via the Amazon app. The Promotional Code is valid (up to the value of the Promotional Code) until 11:59PM (AEDT) on 4 December 2028.

Applications for credit cards are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945.

⁺ Source: Roy Morgan Research, customers 18+ with a rewards/loyalty card in the 12 months to February 2017.

^s Available in-store at Myer only. Ask a Myer team member in-store to check the redeemable value of your points. Points cannot be redeemed for cash. A minimum redemption and a maximum of 1 million points redemption applies per day. Some exclusions apply, including using points to pay Myer card accounts, lay-by, purchases at some food and service outlets; and Miele appliances. More information is available at myer.com.au. Refer to the CommBank Awards website, accessible through NetBank, for full terms and conditions.

** A minimum redemption of 2,500 Awards points applies. All travel products and offers from Flight Centre Limited are subject to availability and can only be booked by the general public. The redemption of Awards points for travel at Flight Centre Limited is subject to terms and conditions of the CommBank Awards program available at commbank.com.au as well as booking agency online and retail booking terms and conditions. Flight Centre locations include: Flight Centre locations include: Flight Centre, Student Flights and Travel Associates retail travel agencies. Flight Centre Limited (ABN 25 003 377 188) trading as Flight Centre, Student Flights & Travel Associates. Lic No. QLD TAG262, NSW 2TA2719, ACT 18800224, VIC 31089, TAS TAS031, SA TTA254, WA 97A 589, NT 008.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. You can also download our Financial Services Guide (FSG) (PDF 59kb).

View Terms and Conditions for Electronic Banking (PDF 135kb), NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products. Before 1 October 2018, view our Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here. After 1 October, view our Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here. Please view our Credit Card Conditions of Use.

The CommBank Business Credit Cards are Personal Liability Business Credit Cards. By applying, you (the individual that is applying for a Business Credit Card) acknowledge that the Business Credit Card you are applying for provides for Personal Liability. We will look to you (and no any company, partnership or other business entity that may employ or engage you) to recover all amounts charged using the Business Credit Card, including any amounts charged by an additional cardholder.