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Borrow money

Flexible rural loans and finance solutions to help you manage your cash flow and powerful business banking tools designed to give you a competitive edge.

We have a number of options that allow for fluctuating solutions:

This flexible line of credit is designed to provide you with extra cash to cover seasonal or unexpected expenses.

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Compare and learn about our range of business credit cards and find out which is the most suitable for you.

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  • Choose to have interest charged monthly, quarterly, semi-annually or annually (subject to approval and conditions)
  • No set term
  • Capitalise interest for up to two years (subject to approval and conditions)

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  • Interest-only facilities available (subject to approval)
  • Overall loan terms of up to 30 years
  • Redraw option available
  • Payment restructuring considered if circumstances warrant it 

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  • The loan allows you to manage cash flow more effectively by making payments only on the maturity of the bill
  • It also provides interest rate protection and flexibility

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Keep reading

Finance vehicles and equipment

Finance vehicles and equipment

Buy new vehicles and equipment for your agribusiness without finding capital upfront, and pay them off over time from the income they help to generate.

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FMD cash management deposits

Manage and invest money

Our short- and long-term investment options recognise this and are tailored to your circumstances.

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Commodity interest currency risk management

Manage risk

Protecting your business from rising interest rates, changing commodity prices and currency movements will ensure steady cash flow. We offer a range of risk management products for the agribusiness sector, helping you sustain growth and compete internationally.

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Related products

Designed specifically for agribusiness clients to assist with business expansion and investment.

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A tax-effective investment that allows primary producers to set aside pre-tax income as a cash reserve.

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Explore a range of affordable options for buying or leasing business vehicles.

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Important information 

As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. View our Financial Services Guide (PDF 59kb). View Terms and Conditions for Business Cheque and Savings Accounts (PDF382kb) and consider them before making any decision about these products. Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the loan offer. Bank fees and charges are payable.