Finance vehicles and equipment

Purchase a tractor, harvester, ute or farm equipment for your agribusiness without finding the capital upfront and pay them off over time from the income they help to generate.

Asset finance offers financial certainty and flexibility, and is ideal when you don’t want to use your capital to buy new equipment.

  • An asset finance solution preserves your valuable working capital and can be structured to meet your particular cash flow requirements
  • No deposit required
  • Fixed interest rate
  • Choose to make repayments only in the months when you receive income (subject to approval and conditions)
  • Quick turnaround between your initial inquiry and funding with our simplified approval and documentation requirements
  • An agreement to acquire an asset over time for use in your business
  • During the hiring period, the Bank owns the asset
  • Ownership automatically transfers to you when all agreed repayments have been made

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  • Provides 100% finance to acquire an asset for use in your business
  • Essentially a rental agreement where the Bank owns the asset and you then lease it for an agreed term and rental amount
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Rural loans banking and finance

Borrow money

To help make life easier, we offer a range of flexible solutions to manage your cash flow. We also have a range of long-term solutions to help grow your business.

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Commodity interest currency risk management

Manage risk

We offer a range of risk management products for the agribusiness sector, helping you sustain growth and compete internationally.

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Rural equipment finance

Access updates and insights

Keep up to date with the latest in the foreign exchange, economics research and the commodities sector with daily market updates and price alerts, and price indices.

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Related products

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Important information

As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. Consult with your accountant and/or solicitor to discuss the tax and accounting implications arising from different asset financing options. Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the loan offer. Bank fees and charges are payable.