Tailored solutions for your industry

We understand the unique challenges and opportunities of the manufacturing and wholesale trade industry.

We have a national network of bankers who specialise in manufacturing and wholesale trade. They're based in metro and regional locations, with a deep understanding of the industry to help your business thrive.

Woman checking inventory in warehouse
  • Stream Working Capital

    Unlock cash tied up in outstanding invoices with our digital cash flow solution.

    • Simple and transparent, no complex fee structure and you’ll only pay interest on the funds you draw down*
    • Connects with your accounting software
    • Stream Working Capital is a relationship between you and us – you retain all communication and control over your customer relationships.

    Explore Stream Working Capital

  • Car and equipment finance

    Finance options to meet your needs, with competitive equipment loan, hire purchase and finance lease solutions.

    • Be rewarded for a good payment history
    • $0 upfront deposit and no monthly fees
    • Receive prompt funding after you sign your agreement online.

    Explore asset finance

  • International and foreign exchange

    We offer range of services to help you do business around the world.

    • Send money easily and safely to over 200 countries, in more than 30 currencies
    • Make and receive payments in foreign currency 
    • Importer finance solutions to help you manage cash flow.

    Explore foreign exchange

CommBank Manufacturing Insights 2023

Our new Manufacturing Insights Report is a reminder that navigating disruption and fluctuating demand cycles are familiar territories for Australian manufacturers. Despite the prospect of a slowdown in global economic growth, the vast majority are forecasting increased revenues and profits in the year ahead. They are directing investment into efficiency, productivity, and sustainability to achieve it.

Discover more

Trusted by manufacturing and wholesale trade businesses across Australia

Navigating cash flow uncertainty with a market-leading working capital solution

Leon Cox, Managing Director of National Resources talks about how access to working capital helped bridge delays in cash conversion.

Read case study

Victoria wants to halve food waste. Here’s how local manufacturers are rising to the challenge.

A key part of the efforts to lower food waste is the Victorian Government’s proposed Circular Economy Regulations 2023, recently closing for public consultation. It is the latest regulatory development designed to manage and de-risk the infrastructure that supports waste reduction.

Learn how manufacturers are helping to reach this goal

Thriving innovation ecosystem key to scaling WA’s manufacturing ingenuity

High-growth opportunities have been identified in segments from value-added food production, battery and renewable energy, and critical minerals processing to medical devices and space technologies. 

Read about the WA’s manufacturing ingenuity story

Driving the competitive edge that keeps SA’s manufacturing sector on the world stage

With goals to open ‘unparalleled opportunity’, the South Australian government’s Advanced Manufacturing Strategy is set to make the state’s manufacturing sector the global partner of choice.

Read SA manufacturing story

Women in manufacturing

Joyce Ceravolo is a fourth-generation apple manufacturer and producer at the forefront of her family-run businesses.

Read Joyce’s story

Why Queensland manufacturers are defying the odds 

Australia’s manufacturing sector remains firmly on a growth trajectory despite a range of persistent and emerging challenges.

Read Queensland manufacturers are defying the odds

News and insights

BDO Australia Growth Index Report 2021

The BDO Growth Index 2021 is the third report in the series, aiming to define, analyse and predict mid-sized business drivers, opportunities and challenges.

Read the BDO Growth Index Report

Businesses leading the way on ESG

Brambles operates one of the largest circular business models in the world, circulating more than 330 million reusable assets in over 60 supply chains across Australia.

Discover ESG initiatives

Support & grants for manufacturing and wholesale trade

Answer a few simple questions and we’ll help you find grants, rebates and support you may be eligible to claim. 

NewAccess for Small Business Owners

This free and confidential mental health coaching program has been developed by Beyond Blue to give small business owners support during challenging times.

Wage Subsidies

Get financial incentive to hire eligible participants in ongoing jobs by contributing to the initial costs of hiring a new employee.

NSW Energy Savings Scheme

Making it easier for businesses to invest in an upgrade project to reduce energy use.

Tools and partners

CommBank IQ

CommBank IQ is a joint venture between Commonwealth Bank and data science leader Quantium. Helping businesses and institutions understand Australians like never before.

CommBank IQ

Protect your business online

Find practical tools, tips and training to help secure your business and stay safe online.

Protect your business

Things you should know

  • The publications on this page are published solely for information purposes. As they have been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances and if necessary seek the appropriate professional advice. Any opinions, conclusions or recommendations are reasonably held or made, based on the information available at the time of each publications compilation, but no representation or warranty, either expressed or implied, is made or provided as to the accuracy, reliability or completeness of any statement made.

    *This information is prepared without taking into account your individual and/or business needs and objectives. Credit provided by the Commonwealth Bank of Australia. This product is only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. The minimum value of nominated invoices is $15,000 per month. A minimum facility limit of $50,000 or more applies to Stream Working Capital. We will require your consent to access your accounting software to assess your application and manage your account going forward. Full terms and conditions, interest rate, establishment fee and line fee are included in the Loan Offer, you should consider these before making any decisions about these products. Bank fees and charges may apply. To use Stream Working Capital you'll need to open or switch to a Stream Working Capital Transaction Account if your application is approved. Fees and charges for this account are in addition to those associated with any existing business transaction product. For the Stream Working Capital Transaction Account view our CommBank Business Savings and Transaction Accounts Terms and Conditions, Financial Services Guide (PDF), the Electronic Banking Terms and Conditions (PDF) and the Target Market Determination, you should consider these before making any decisions about these products. Bank fees and charges may apply. View our current interest rates.

    Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945.