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About Capital Series investments

Investment overview

Capital Series is an investment open to Individuals, companies, trusts and Self-Managed Super Funds able to make a minimum $10,000 investment.

Capital Series offers:

  • A level of capital protection* (between 0% and 100%) at maturity
  • Capital growth and/or income potential
  • Exposure to the performance of local or international markets
  • Diversification across asset classes which can include equities, currencies, commodities and emerging markets
  • A three to seven-year term
  • The ability to borrow up to 100% via the Capital Investment Loan 

Investment risks

  • An investment in Capital Series involves a number of risks which may lead to financial outcomes that are unfavourable to you
  • Consider the risks carefully before investing
  • Risks that apply to Capital Series include those in Part 1, Section 1.21 and Part 2, Section 2.4 of the Product Disclosure Statement and include the following:
    • Performance of the Underlying Portfolio will depend on the performance of the Reference Assets. Apart from any coupon payments you may receive during the term of your Investment (depending on which Strategy you invest in), you will only receive a return on your investment on the Settlement Date if, on the Maturity Date, the final value of your Investment is higher than your Investment Amount. There is a risk that the Reference Assets may perform poorly and you may receive no return on your Investment
    • Capital Series is not a listed investment. It cannot be traded on a market
    • Capital Series is a hold to maturity investment. If capital protection applies to any Strategy at maturity and your Investment is terminated early, you will not receive any capital protection for your Investment. Break Costs may be significant and may result in the Early Termination Value of your investment being less than your Investment Amount
    • There are circumstances where you may make a capital loss. If the Total Capital Protection Amount is less than your Investment Amount, you may incur a loss on your investment
    • Adjustment Events – due to certain events occurring, the Delivery Assets or Reference Asset may change

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Important information

*Capital Series offers a level of capital protection at maturity which may vary between 0% and 100%, depending on which Strategy you choose to invest in. Any capital protection will only apply if your Investment is held until maturity. Please refer to Section 1.5 of the Product Disclosure Statement for more information.

Risk Disclosure
Commonwealth Bank’s Capital Series products are sophisticated financial products which involve costs and risks such as performance and general investment risk, taxation risks, market risk and other risks. Potential investors should read the Product Disclosure Statement in full before making any investment decision. This communication is not advice and has not taken into account your investment objectives, financial situation or particular needs. You should also seek independent financial and taxation advice before making a decision whether to invest in Capital Series. Commonwealth Bank does not guarantee the investment performance of the Capital Series products. Capital Series are not deposit liabilities of the Commonwealth Bank for the purposes of the Banking Act and are not subject to the depositor protection provisions of Australian banking legislation (including the Australian Government guarantee of certain bank deposits).

As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this information, consider its appropriateness to your circumstances. The Capital Series is issued by the Commonwealth Bank of Australia ABN 48 123 123 124 and is administered by its wholly owned but non-guaranteed subsidiary Commonwealth Securities Limited ABN 60 067 254 399 (CommSec), a Participant of the ASX Group and Chi-X Australia. View the relevant Product Disclosure Statement (PDS) provided on this website and consider it before making any decision about that particular product. Investments in Capital Series are not deposits with Commonwealth Bank. They are contracts entered into between investors and Commonwealth Bank on the terms set out in the Terms of Sale as contained in the PDS. Investments in the Capital Series involve risks, view the risk sections of the PDS. Applications for the Capital Investment Loan, Commonwealth Investment Loan and Interest in Advance Loan are subject to Commonwealth Bank's normal credit approval.