Features & benefits

Cash flow

  • Repay funds when it suits you
  • Instant access to funds when you need it


  • An ongoing line of credit with no set term
  • Use residential or commercial property to secure your line of credit


  • Your lending and transaction accounts are combined, making it easier to manage
  • Easily withdraw funds from NetBank, CommBiz and the CommBank app

Rates & fees

Rates and fees differ based on the type of security you provide for your line of credit, the amount and other factors. We'll confirm what they are in your Letter of Offer. Fees include:

  • Establishment fee
  • Line fee
  • Other fees apply

See our business loan rates

Rate name
Interest rate
Business Line of Credit – residentially secured (Linked to Residential Equity Rate)*
Business Line of Credit – Base Rate*
*Interest rate margin applies 

How to apply

  1. Request a call back to speak to one of our business bankers
  2. Discuss and choose the loan structure that suits you best
  3. Supply your ID documents and forms for your application

Other loan options

Business overdraft

Choose from our range of business overdrafts, based on your business needs. Whether you’re a large or small business – we’ve got the right solution for you.

Tell me more

Car & equipment finance

Finance for $10,000 or more for eligible vehicles and equipment.

Tell me more

Things you should know

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the Loan Offer. Bank fees and charges may apply.

As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. View our Current Terms and Conditions for Business Finance (PDF 522kb) and Financial Services Guide (PDF 59kb) and consider them before making any decision about this product.

Terms and conditions issued by Commonwealth Bank of Australia ABN 48 123 123 124 for CommBiz and NetBank are available online, or can be requested at any of our branches or by phoning us on 13 1998. Terms and conditions should be considered before making any decision about these products. See current interest rates.