Use our designs to make your mark

Choose a website theme, then fill in the blanks to make it your own. It's easy to:

  • Create product listings and categories
  • Upload and crop images
  • Add your policies, shipping costs and taxes

Sell securely with Australia's largest bank

Customers can browse and pay safely, with the help of built-in security measures like:

  • Card tokenisation to ensure the secure storage of customer card details
  • AI that monitors and asseses transactions as they happen1
  • EMV 3D Secure verification to authenticate your cardholders and reduce fraud2

Everything you need to succeed

Our Simplify platform has all the tools you need to sell online, so you can focus on building your business. Create e-invoices, set up recurring payments, manage inventory, track payments and more.

Plus, get same day settlement3 into your CommBank Business Transaction Account4 and 24/7 Australian-based support.

Everything you need to succeed

Our Simplify platform has all the tools you need to sell online, so you can focus on building your business. Create e-invoices, set up recurring payments, manage inventory, track payments and more.

Plus, get same day settlement3 into your CommBank Business Transaction Account4 and 24/7 Australian-based support.

Pricing

  • 1.5 %

    Per transaction for your online sales.5

  • $0

    Minimum monthly service fees. Pay $0 in fees if you have no sales for the month.

  • Other fees & charges

    • Joining fee waived6
    • $30 chargeback fee (to cover investigation costs if a customer disputes a transaction)

Get started with Simplify

Open your account

Apply online if you're a sole trader or own a private company and: 

  • Make up to $250,000 per year in sales 
  • Want to settle your sales to a CommBank Business Transaction Account4

Otherwise, call 1800 730 554 or request a callback.

Apply online

Request a callback

Provide some details

During the application, we'll ask for: 

  • Business contact information
  • Australian Business Number (ABN), business structure and registered address
  • Financial information (like yearly turnover, average transaction value and start date)
  • Details of every director, partner or trustee (depending on your business structure)

Set up your store

It's easy to set up your Simplify store with a simple and intuitive back-end tool kit, 24/7 support and plenty of tutorials.

Start taking payments

Process payments through your new website or over the phone. Plus, set up invoices and recurring payments.

Compare store builders

Simplify

Get your business online with a ready-to-use website builder that has all you need to get started. Popular with micro and small businesses looking for a platform that's easy to navigate.

Pricing

  • No fixed service fees
  • 1.5% per transaction5
Mastercard Visa American Express Diners Club JCB

Features

  • Same day settlement
  • Fraud protection
  • Invoicing & recurring payments
  • Payments over the phone
  • Social media integration
  • In-built marketing tools
  • Highly flexible designs

Apply

BigCommerce

Enjoy customisation and easy integration with plug-ins and your core business tools. Popular with small and medium-sized businesses looking for a powerful solution with a little more flexibility.

Pricing

  • Monthly fee from USD $29.5/month*
  • Merchant service fee from 1.25%
  • Transaction fee from AUD $0.25
Mastercard Visa American Express

Features

  • Same day settlement
  • Fraud protection
  • Invoicing & recurring payments
  • Payments over the phone
  • Social media integration
  • In-built marketing tools
  • Highly flexible designs

Explore

Frequently asked questions

Set up will take no longer than four business days from approval. Once your Simplify merchant facility has been approved you will receive a confirmation letter. Within two days of receiving this letter you will receive an email with information on how to start using Simplify.

Accept Mastercard®, Visa®, Amex®, Diners Club® and JCB® cards.

Yes. You can generate e-invoices branded with your business logo and colours and click-to-pay functionality. It’s safe, convenient, and fast. Receipts can also be customised.

EMV 3D Secure (3DS 2.0) checks a number of data points to identify and authenticate customers. Based on the calculated transaction risk, the cardholder may be prompted to verify their ID eg. with a one-time password or biometric authentication. 

Yes, there is a recurring payments feature, which allows for customisation of offers and subscription plans to meet a diverse number of business needs.

Yes, you can integrate Simplify into your existing website either using the shopping cart plugins available or using the available SDKs.

  • Technical support is available from Monday to Friday, 9am – 6pm (Syd/Melb time) on 1800 571 971.
  • If you have reconciliation or settlement questions, you can contact the Merchant Help Desk on 1800 230 177 between 9am – 7pm (Syd/Melb time)
  • If connectivity problems are experienced outside business hours, a 24-hour Help Desk is available on 1800 022 966.

Find tutorials

Things you should know

  • Applications for a merchant facility are subject to the Bank’s approval. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Merchant AgreementFinancial Services Guide and Operator and User Guides at our Merchant Support Centre.

    CommBank Simplify provides users with state-of-the-art fraud protection. Every transaction will be screened by an AI-based system that assesses how likely it is to be fraudulent. This is based on global databases, past behaviours, known fraud and biometrics, all of which happens within milliseconds. This allows CommBank Simplify to prevent fraudulent transactions in realtime.

    EMV 3D Secure (3DS 2.0) is only available for Simplify Hosted Payments or eInvoicing features. It is not available for merchants using API functionality.

    Same day settlement is available on all EFTPOS transactions made before 9.30pm (Sydney/Melbourne time) and all eCommerce transactions made before 5:30pm (Sydney/Melbourne time) for eligible customers with a CommBank Business Transaction Account and a linked CommBank merchant facility.

    Business Transaction Account is required to settle your transactions, if you apply online through NetBank. You can choose to settle your transactions to an alternate account held with us or another financial service provider by calling our Merchant Sales team on 1800 230 177, any time after your application is finalised. The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Terms, conditions, fees and charges apply to Business Transaction Accounts and NetBank. Read the Terms and Conditions for Business Transaction and Savings Accounts and the Electronic Banking Terms and Conditions (PDF) and consider whether these products are right for you. The target market for this product can be found within the product’s Target Market Determination.

    1.5% covers Mastercard®, Visa®, and AMEX®/JCB® transactions (additional costs may apply for all other cards). AMEX is subject to approval, available to eligible customers only. Eligibility criteria, terms and conditions apply. Please contact AMEX for more information on 1300 363 614, available weekdays 8am to 6pm Sydney time.

    Joining fee of $250 applies if you settle to another financial provider.

    * Monthly account fee is in US Dollars and exclude all forms of tax (US Sales, GST, VAT).

    American Express is a trademark of American Express. Diners is a registered trademark of Diners Club International Ltd. JCB is a registered trademark of JCB Co. Ltd. Mastercard is a registered trademark of Mastercard International Incorporated. Visa is a registered trademark of Visa International Service Association.