Pay on the move

Leave your cards, cash and phone behind. Add your CommBank credit or debit card to Garmin PayTM and you can make payments whenever you are, even mid-exercise, using your Garmin vívoactive® 3.

Track your spending as well as your fitness with Transaction Notifications in the CommBank app – so it’s you, not your credit card, getting the workout. 

Get the CommBank app

Getting started

Once you’ve installed the Garmin app onto your iOS or Android smartphone you can add your CommBank credit or debit card to Garmin PayTM.

  1. Tap Create your wallet in the Garmin app and enter a 4-digit passcode
  2. Tap Mastercard to either fill in your card details or scan them using your smartphone’s camera
  3. We’ll send you a one-time NetCode SMS. Use it to confirm you want to link your CommBank credit or debit card to Garmin PayTM. Your card will then be added to the virtual wallet on your Garmin smartwatch.
  4. To pay using your Garmin smartwatch, press and hold the action button then tap the wallet icon (you may need to enter your 4-digit passcode) and hold your smartwatch to the card reader to pay. A green tick confirms it’s been successful.

To remove your card simply tap the Vivoactive 3 device page in the Garmin Connect app> Manage Wallet > Swipe to find the card to remove > Tap Delete Card.

null

Security

Your card number is encrypted

Your Virtual Account Number is an alternative to your card number. It’s a way of protecting your card details so they aren’t exposed to anyone other than you.

When you make a contactless payment, the Virtual Account Number (not your CommBank card info) is what whoever you pay sees. And it’ll also appear in your transaction history in the CommBank app and NetBank – worth remembering so you’re not confused when keeping track.

100% Security Guarantee

We’ll cover any loss due to unauthorised transactions on your account, as long as you protect your cards, devices, client numbers, PINs, passwords and any other access methods, and immediately notify us of their loss, theft or misuse or any suspicious activity on your account.

New to CommBank?

Getting off the starting blocks is easy. You can open an everyday account in under five minutes – it comes with a Debit Mastercard you can add to your Garmin vívoactive® 3 too. If it’s a credit card you need then choose from our range of low fee, low rate and Awards cards.

Things you should know

Available only on Garmin vívoactive® 3 smartwatch wearable – read the Garmin vívoactive® 3 smartwatch wearable terms and conditions. Garmin Pay is powered by FitPay.

Works on iOS and Android devices.

The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. The CommBank app is available on Android operating systems 4.1+ and iOS operating system 8.0+. Terms and conditions are available on the app. NetBank access with NetCode SMS is required. Full terms and conditions available on the CommBank app.

Transaction Notifications are only available in the CommBank app to CommBank credit cardholders with no additional cardholder.

As the advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. Please consider the Terms and conditions for our Smart Account available at commbank.com.au or at any branch. Credit card applications are subject to credit approval. Full conditions of use will be included in our loan offer. Fees and charges apply. Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945.