See exactly what you're spending

Your spending decisions, no matter how small, all add up.

Spend Tracker categorises every debit and credit card transaction, making it easier to see the impact your spending decisions have on your everyday finances.

Knowing exactly what, where and how much you’re spending each month helps you set a budget and keep a closer eye on certain categories, so you don’t stray off track.

Start using Spend Tracker

What you need first:

  1. Download the CommBank app
  2. If you don't bank with us, open an everyday bank account and/or apply for a CommBank credit card

To keep track of your expenses:

  1. Log on to the CommBank app
  2. View accounts
  3. Tap on your debit or credit card account

Track your expenses with Spend Tracker

Step 1

See what you’ve spent, what’s coming up and the impact on your balance.

Step 2

Uncover more details for each transaction.

Step 3

Choose a different category for a transaction.

Step 4 - pay off your credit card

Pay the closing or minimum amount due on your credit card or any amount you choose.

Get ahead with Spending Insights

Know where your money is going

Spending Insights, together with Spend Tracker, gives you info to help you make better decisions about your finances, setting you up for future success.

Knowing exactly what you’re spending (and if you’re overspending) can help you get into the habit of building up, rather than dipping into, your savings. 

Turn Transaction Notifications on to see, check and track your debit and credit card spending.

 

Screenshot of expenses

See where you're spending the most

Screenshot of top expense category

Identify your top spend by category

100% security guarantee

We’ll cover any loss due to unauthorised transactions on your account, as long as you protect your cards, devices, client numbers, PINs, passwords and any other access methods, and immediately notify us of their loss, theft or misuse or any suspicious activity on your account. Discover more about Lock, Block, Limit.1

Mother and daughter with tablet

Things you should know

Full terms and conditions available on the CommBank app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. The CommBank app is available on Android operating systems 4.1+ and iOS operating system 8.0+. Terms and conditions are available on the app. NetBank access with NetCode SMS is required.

The 100% Security Guarantee means we’ll cover any loss due to unauthorised transactions on your account, as long as you protect your cards, devices, client numbers, PINs, passwords and any other access methods, and immediately notify us of their loss, theft or misuse or any suspicious activity on your account.

Lock, Block and Limit enables credit card customers to lock certain transaction types and unlock them only when needed. Excludes transaction flagged as recurring (e.g. direct debits), and transactions not sent to us for authorisation, or made via Tap & Pay set up on an Android device. Other conditions apply. Commonwealth Bank of Australia ABN 48 123 123 124.