Is financial planning right for me?

What does a financial planner do?

A financial planner can complete a comprehensive review of your financial situation and provide you with a plan to help you achieve your short, medium and long term goals. Your plan can include new opportunities and provide you with strategies to improve, grow and protect your wealth.

Who is financial planning for?

Many people think financial planning is just for the wealthy. However, financial planning can help people at all ages and at all levels of financial health. The sooner you start planning the more time you’ll have to achieve your financial goals. 

How can financial planning help me? 

Your financial planner can help you do what's most important to you.

This could include, but isn't limited to:

  • Set financial goals that balance your needs for today and tomorrow
  • Create a plan to help support your family financially
  • Start investing or optimise your existing portfolio
  • Understand the best way to use a windfall, an inheritance, a pay rise or a bonus payment
  • Maximise your super and rollovers
  • Become debt free
  • Plan for retirement 

What can I expect?

How to start

Make an appointment and meet your financial planner in person, over the phone or by video conferencing. Your initial consultation is completely obligation free. 

Your first meeting

Get to know your financial planner and all the information you need before you decide to proceed. Ask questions, discuss your goals and tell your planner about your current situation. 

Where to next?

Your financial planner brings it all together, comparing more than 250 products from leading financial service organisations, not just CommBank, to find the right products for you.

 

Your plan

You review your plan and choose what suits you. Once you are ready, your plan is formalised and set up. You can also choose on-going service where you review your plan each year with your planner. 

What does it cost?

Tailored to suit you

Each plan is tailored to suit individual circumstances so costs vary depending on you.

Ways you can pay

There are a number of different ways you can pay for your plan. Many don’t require any out of pocket payment. Speak to your planner about how you might use one of these options to pay for your plan.

The cost of not having a plan

The right financial plan can really make a big difference at any stage of life. It can change how easy it might be to achieve your goals and could even help you get there faster. 

Ready to talk to someone?

You can start your plan with a simple conversation.

Request an appointment

Looking for a specific product?

Savings Assistance

Whatever your needs, we have accounts and services that can help you bank the way you want.

Show me

Home loans

Tools, market updates and a range of home loans to suit any budget and lifestyle.

Show me

Self managed super funds

Bring all the pieces together with our range of SMSF solutions.

Show me

Investing

Support for your investing every step of the way. 

Show me

Keep reading

Try the retirement calculator

Estimate how much money you may need and how much you may have when you retire.

Calculate now

Understanding life insurance 

Protection is an important part of a financial plan.

Read more

What’s income protection?

Your income is one of your most valuable assets.

Read more

The world of investing

There’s a huge range of investments to choose from and plenty of different ways to access them.

Read more

Things you should know

This web page contains general advice only. It was prepared without taking into account your objectives, financial situation or needs. You should talk to a financial planner before making a financial decision.

This web page has been prepared by Commonwealth Financial Planning Limited ABN 65 003 900 169, AFSL 231139, (Commonwealth Financial Planning) a wholly-owned, non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124. Financial planners are representatives of Commonwealth Financial Planning.

While care has been taken in the preparation of this web page, no liability is accepted by Commonwealth Financial Planning, its related entities, agents and employees for any loss arising from reliance on the content.