But if it’s something you regularly face, then it’s time to identify your spending triggers and start building more positive spending habits. Here’s how the CommBank app can help.
1. Simple balance
By tapping the CommBank app icon on your smartphone and swiping right, you can see exactly how much you’ve got in your everyday account. Helping you decide if you really can afford to pay for whatever has caught your eye.
2. Transaction Notifications
Turn Transaction Notifications on and we’ll tell you instantly when you pay or are charged for something on your credit card, so you can see your spend as it happens.
3. Spend Tracker
Spend Tracker categorises every credit card transaction, making it easier for you to see where your money is going and the impact your spending decisions have on your everyday finances.
4. Spending Insights
Knowing exactly what you’re spending on your credit card (and if you’re overspending) can help you get into the habit of building up, rather than dipping into, your savings. Spending Insights gives you info to help you make better decisions about your finances, setting you up for future success.
5. Bills & upcoming payments
You can get bills sent straight to the CommBank app so you can see, pay and keep track of your bills and upcoming payments in one place. It can help you pay bills on time and avoid late payment fees.